1508 S Ridge Rd, Beloit, WI 53511 Property Records

Rock County property record for 1508 S Ridge Rd, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,478 sqft · built 1963
Lot Size	0.453 acres (19,733 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Jun 2023)
Tax Bill	$4,514 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206 23020010`

Property Details

APN / Parcel Number

Primary APN	`206 23020010`
Alternative APN	`23020010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	19,733 sqft (0.453 acres)

Location & Zoning

Account Number	206 23020010
Street Address	1508 S RIDGE RD
City	BELOIT
State	WI
Zip	53511-3958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART L 147 TURTLE RIDGE, RE SUBD OF OUT LOT A & LOTS 34 TO 54 TURTLE RIDGE PART IN CITY
Legal Subdivision	TURTLE RIDGE
Legal Lot Number	A,34-54
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2067
Census Tract	2602

Owner

1508 S Ridge Rd is owned and occupied by an individual who bought it in June 2023.

Source: Rock County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1508 S RIDGE RD, BELOIT, WI 53511-3958
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage HUD
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST FEDERAL BANK
Jun 28, 2023	Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK
Jun 3, 2020	Deed, Transfer
Jun 3, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on File
Deed Sale	Jun 28, 2023 · Amount on File
Prior Sale	Jun 28, 2023 · Amount on File
Deed Document Number	20232243084
Prior Transfer Date	May 30, 2023
Prior Transfer Doc	0002243084
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1508 S RIDGE RD, BELOIT, WI 53511-3958
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002274461
Date	Nov 21, 2024
Instrument	2274461

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1508 S RIDGE RD, BELOIT, WI 53511-3958
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002243086
Date	Jun 28, 2023
Instrument	2243086

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Jun 28, 2023
Property Address	1508 S RIDGE RD, BELOIT, WI 53511-3958
Document Number	0002243084
Instrument Date	May 30, 2023
Instrument	2243084
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$861.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 S RIDGE RD, BELOIT, WI 53511-3958

Mortgage

Document Number	0002243085
Date	Jun 28, 2023
Instrument	2243085

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0002243086
Date	Jun 28, 2023
Instrument	2243086

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Jun 3, 2020
Property Address	1508 S RIDGE RD, BELOIT, WI 53511-3958
Document Number	0002155568
Instrument Date	Jun 3, 2020
Instrument	2155568
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 3, 2020
Property Address	1508 S RIDGE RD, BELOIT, WI 53511-3958
Document Number	0002155569
Instrument Date	Jun 3, 2020
Instrument	2155569
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1508 S Ridge Rd was $4,514 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,514.00 Homeowner's exemption	$281,400 Land $25,200 Building $256,200	$309,100
2023	$3,028.00 (-3.9%) Homeowner's exemption	$199,100 (-) Land $26,200 Building $172,900	$226,500 (+9.69%)
2022	$3,151.00 Homeowner's exemption	$199,100 Land $26,200 Building $172,900	$206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1508 S Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1508 S Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bug Tussel Wireless, LiteWire, T-Mobile.

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