1508 Ryan St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1508 Ryan St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,222 sqft · built 2003
Lot Size	0.459 acres (20,000 sqft)
Owner	Company Name on Record
Last Sale	$220,000 (May 2024)
Tax Bill	$862 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`156F D 016`

Property Details

APN / Parcel Number

Primary APN	`156F D 016`
Alternative APN	`0000091620`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,222 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000091620
Street Address	1508 RYAN ST
City	CHATTANOOGA
State	TN
Zip	37404-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 5 BLK B DODDS PLACE REV PB 2 PG 13
Legal Subdivision	DODDS PLACE
Legal Block	B
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1108 CENTENNIAL DR, CHATTANOOGA, TN 37405-4269
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage SMARTBANK
Jun 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage SMARTBANK
May 8, 2024	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Mar 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2024 · Amount on Record
Deed Sale	May 8, 2024 · Amount on Record
Prior Sale	May 2, 2011 · Amount on Record
Deed Document Number	2024124
Deed Book / Page	13586 / 958
Prior Transfer Date	Dec 17, 2002
Prior Transfer Doc	0000000378
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1508 RYAN ST, CHATTANOOGA, TN 37404-5407
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000070
Date	Apr 14, 2022
Book Page	12921/265
Instrument	2022041400070

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 7, 2023

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1508 RYAN ST, CHATTANOOGA, TN 37404-5407
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000138
Date	Jun 9, 2021
Book Page	12519/506
Instrument	2021060900138

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jun 7, 2028

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 8, 2024
Property Address	1508 RYAN ST, CHATTANOOGA, TN 37404-5407
Document Number	0000000124
Book / Page	13586 / 958
Map Reference	MB 7 PG 44
Instrument Date	May 7, 2024
Instrument	2024050800124
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CENTENNIAL DR, CHATTANOOGA, TN 37405-4269

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 13, 2020
Property Address	1508 RYAN ST, CHATTANOOGA, TN 37404-5407
Document Number	0313000176
Book / Page	011937 / 000427
Instrument Date	Mar 12, 2020
Instrument	200313000176
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,110.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	537 MARKET ST #400 CHATTANOOGA TN 374021287, 400, CHATTANOOGA, TN 37402-1287

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$862.00 (+41.54%)	$56,900 (+108.81%)	$227,600 (+108.81%) Land $56,300 Building $171,300
2024	$609.00	$27,250 (-)	$109,000 (-) Land $9,400 Building $99,600
2023	$609.00	$27,250 (-)	$109,000 (-) Land $9,400 Building $99,600
2022	$609.00	$27,250	$109,000 Land $9,400 Building $99,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Ryan St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures