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1508 Mill Creek Dr, Baker, FL 32531 Property Records

Okaloosa County property record for 1508 Mill Creek Dr, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,594 sqft · built 2014
Lot Size0.333 acres (14,520 sqft)
OwnerIndividual Name on Record
Last Sale$473,800 (Aug 2022)
Tax Bill$3,589 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-037-8507-7

Property Details

APN / Parcel Number

Primary APNC56-001-037-8507-7
Alternative APN
  • 08-3N-24-1000-000B-0290

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,594 sqft Heated Area
Gross Area3,374 sqft
1st Floor Area2,138 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area14,520 sqft (0.333 acres)
Garage TypeFinished
Garage Area504 sqft
PorchOpen Porch
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1508 MILL CREEK DR
CityBAKER
StateFL
Zip32531-8439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILL CREEK FARMS LOT 29 BLK B
Legal Range24
Legal Township03N
Legal Section08
Legal SubdivisionMILL CREEK
Legal BlockB
Legal Lot Number29
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2040
Census Tract20102

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1508 MILL CREEK DR, BAKER, FL 32531-8439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2022 · Amount on Record
Deed SaleAug 10, 2022 · Amount on Record
Prior SaleDec 31, 2014 · Amount on Record
Deed Document Number3570619
Deed Book / Page3637 / 592
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 10, 2022
Property Address1508 MILL CREEK DR, BAKER, FL 32531-8439
Document Number0036370592
Book / Page3637 / 592
Map ReferenceMB 25 PG 36-39
Instrument DateAug 4, 2022
Instrument3570619
Transaction TypeTransfer
Record UpdatedSep 9, 2022
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,316.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1508 MILL CREEK DR, 1508, BAKER, FL 32531-8439

Transferred To (Grantee/Buyer)

NameVerified Name
Address5453 LEE FARM BLVD, CRESTVIEW, FL 32536-5454

Mortgage

Document Number0003637594
DateAug 10, 2022
Instrument3637/594
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1508 MILL CREEK DR, BAKER, FL 32531-8439
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035024892
DateNov 3, 2020
Book Page3502/4892
Instrument3404275
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,589.00 (-5.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$405,928 (-4.38%) Land $29,713 Building $376,215$405,928 (-4.38%) Land $29,713 Building $376,215
2023$3,799.00 (+74.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$424,518 (+70.62%) Land $25,244 Building $399,274$424,518 (+6.65%) Land $25,244 Building $399,274
2022$2,178.00 Homeowner's exemption$248,803$398,048 Land $23,592 Building $374,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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