1508 Clearwater Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1508 Clearwater Rd, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,175 sqft · built 1908
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Sep 2020)
Tax Bill	$1,562 (2026)
Deeds & Mortgages	Sep 2020 Sale Oct 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-50233-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50233-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area
1st Floor Area	740 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Width	47 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1508 CLEARWATER RD
City	SAINT CLOUD
State	MN
Zip	56301-5721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 002 BLK 004 RESIDENCE PARK ADD ST CLOUD SECTION 23 TOWNSHIP 124 RANGE 028 SECTION 23 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	23
Legal Subdivision	RESIDENCE PARK ADD ST CLOUD
Legal Block	4
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1007
Census Tract	304

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1508 CLEARWATER RD, SAINT CLOUD, MN 56301-5721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Warranty Deed, Transfer
Oct 16, 2017	Warranty Deed, Transfer ANCONA TITLE, ANCONA TITLE & ESCROW
Oct 16, 2017	Warranty Deed, Transfer ANCONA TITLE, ANCONA TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	20201581567
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 29, 2020
Property Address	1508 CLEARWATER RD, SAINT CLOUD, MN 56301-5721
Document Number	00A1581567
Instrument Date	Sep 23, 2020
Instrument	A1581567
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CLEARWATER RD, SAINT CLOUD, MN 56301

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 16, 2017
Property Address	1508 CLEARWATER RD, SAINT CLOUD, MN 56301-5721
Document Number	00A1506808
Instrument Date	Sep 25, 2017
Instrument	A1506808
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$305.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1508 CLEARWATER RD, SAINT CLOUD, MN 56301-5721

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 16, 2017
Property Address	1508 CLEARWATER RD, SAINT CLOUD, MN 56301-5721
Document Number	00A1506809
Instrument Date	Sep 25, 2017
Instrument	A1506809
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$323.07
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 CLEARWATER RD, SAINT CLOUD, MN 56301-5721

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,562.00 (+16.22%)
2025	$1,344.00 (+3.07%) Homeowner's exemption	$136,300 (+3.49%) Land $40,000 Building $96,300	$136,300 (+3.49%) Land $40,000 Building $96,300
2023	$1,304.00	$131,700 Land $25,000 Building $106,700	$131,700 Land $25,000 Building $106,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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