15078 N Tram Rd, Splendora, TX 77372 Property Records

Montgomery County property record for 15078 N Tram Rd, Splendora, TX 77372

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,824 sqft · built 1970
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$457 (2025)
Deeds & Mortgages	Apr 2026 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8700-00-02820`

Property Details

APN / Parcel Number

Primary APN	`8700-00-02820`
Alternative APN	`R158806`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	435,600 sqft
View / Lot	Front

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15078 N TRAM RD
City	SPLENDORA
State	TX
Zip	77372-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	S870000 - SHADY DALE, LOT 26, ACRES 10
Legal Subdivision	SHADY DALE
Legal Lot Number	26
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2018
Census Tract	692803

Owner

15078 N Tram Rd is owned and occupied by two individuals who acquired it in April 2026.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15120 N TRAM RD, SPLENDORA, TX 77372-4433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 1994
Deed Sale	Jun 20, 1994
Deed Document Number	199434088
Last Transfer Date	Apr 18, 2026
Transfer Doc	0000040710
Record Updated	Oct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 23, 2026
Property Address	15078 N TRAM RD, SPLENDORA, TX 77372-4432
Document Number	0000040710
Instrument Date	Apr 18, 2026
Instrument	202640710
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15120 N TRAM RD, SPLENDORA, TX 77372-4433

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	15078 N TRAM RD, SPLENDORA, TX 77372-4432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124884
Date	Oct 30, 2020
Instrument	2020124884

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15078 N Tram Rd was $457 with exemptions applied, up 7% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Splendora Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,517 (+1%)	$346,447 (-) Land $150,000 Building $196,447
2025	$457.00 (+7.03%) Homeowner's exemption Senior Citizen's exemption	$229,561 (+1%)	$346,447 (+6.18%) Land $150,000 Building $196,447
2024	$427.00 (+10.05%) Homeowner's exemption Senior Citizen's exemption	$208,692 (+1%) Land $150,000 Building $176,289	$326,289 (-4.53%) Land $150,000 Building $176,289
2023	$388.00 Homeowner's exemption Senior Citizen's exemption	$189,720 Land $150,000 Building $191,780	$341,780 Land $150,000 Building $191,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15078 N Tram Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2019–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Tropical Storm Imelda, Sep 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15078 N Tram Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPLENDORA serves 9,612 people · EPA ID TX1700087
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

Nearby Properties on N Tram Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures