1507 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 1507 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,642 sqft · built 2019
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$762,000 (Apr 2024)
Tax Bill	$3,221 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-32-2750-00010-0230`

Property Details

APN / Parcel Number

Primary APN	`18-12-32-2750-00010-0230`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,642 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Driveway	Concrete Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1507 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FUQUAY SUB DIV BL-1 LOT 23 OR 284 PG 540 OR 284 PG 542 OR 685 PG 91-DC FOR HARRY OR 881 PG 491-492-DC & ACM OR 881 PG 493 OR 1217 PG 871-872(BOTH LOTS) OR 1687/261-CT OR 1942/ 88 OR 1958/103 OR 2058/1146 OR 2081/1212-CD OR 2245/1369 OR 2262/1733
Legal Range	32E
Legal Township	12S
Legal Section	18
Legal Subdivision	FUQUAY SUB
Legal Block	1
Legal Lot Number	23
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3081
Census Tract	60302

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1507 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Feb 28, 2019	Loan Modification, Mortgage · Conventional with PMI AMERIS BK
Mar 2, 2018	Warranty Deed, Construction Loan · Construction Mortgage AMERIS BANK
Dec 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Mar 2, 2018 · Amount on Record
Deed Document Number	202417353
Deed Book / Page	2864 / 1014
Prior Transfer Date	Dec 5, 2017
Prior Transfer Doc	0022451369
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 26, 2024
Property Address	1507 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3849
Document Number	0028641014
Book / Page	2864 / 1014
Map Reference	MB 1 PG 26
Instrument Date	Apr 23, 2024
Instrument	2024017353
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,334.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3849

Mortgage

Document Number	0028641016
Date	Apr 26, 2024
Instrument	2864/1016

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	1507 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3849
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3849

Mortgage

Document Number	0025860198
Date	Jul 21, 2021
Book Page	2586/198
Instrument	2021039756

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	1507 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3849
Document Number	0023400250
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 S CENTRAL AVE FLAGLER BEACH FL 32136, FLAGLER BEACH, FL 32136

Mortgage

Document Number	0023400250
Date	Mar 8, 2019
Book Page	002340/000250
Instrument	8072

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.5%

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 2, 2018
Property Address	1507 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3849
Document Number	0022621733
Book / Page	2262 / 1733
Map Reference	MB1 PG26
Instrument Date	Feb 28, 2018
Instrument	2018007656
Transaction Type	Construction Loan
Record Updated	Feb 22, 2022
Title Company	CORNERSTONE NATIONAL TITLE C

Transaction

Amount	Amount Recorded
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 S 6TH ST # ST202, 109, FLAGLER BEACH, FL 32136-6613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 WINDSONG CIR, FLAGLER BEACH, FL 32136-2938

Mortgage

Document Number	2018007657
Date	Mar 2, 2018
Instrument	2018007657

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	9.75%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 6, 2017
Property Address	1507 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3849
Document Number	0022451369
Book / Page	002245 / 001369
Instrument Date	Dec 5, 2017
Instrument	42670
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 S CENTRAL AVE FLAGLER BEACH FL 321363695, FLAGLER BEACH, FL 32136-3695

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,221.00 (-54.66%)	$208,567 (-47.08%)	$520,225 (+5.01%) Land $138,000 Building $382,225
2024	$7,104.00 (+2.64%)
2023	$6,921.00 (+2.56%) Homeowner's exemption	$394,136 (+3%)	$495,400 (+2.31%) Land $138,000 Building $357,400
2022	$6,748.00 Homeowner's exemption	$382,656	$484,232 Land $138,000 Building $346,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 239 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	253 units insured incl. 14 condo units
Nearby Flood Claims	200 (1991–2024)
Claims Outside the SFHA	35 of 200
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 38 claims Hurricane Irma, Sep 2017 · 91 claims Hurricane Frances, Sep 2004 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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