Oneida County and Rome City property record for 1507 N James St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,243 sqft · built 2008 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,500 (Oct 2014) |
| Tax Bill | $4,017 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 223.016-3-20 |
| Primary APN | 301301 223.016-3-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,243 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Upper Floors Area | 499 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Width | 78.7 ft Width |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 92 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 45710 06 |
|---|---|
| Street Address | 1507 N JAMES ST |
| City | ROME |
| State | NY |
| Zip | 13440-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | H&L&G 78.7X140 |
| Legal Block | 3 |
| Legal Lot Number | 20.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 22200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Rome Residential Historic District listed 2025 · 1,199 contributing resources · NRIS 100011346 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1507 N JAMES ST, ROME, NY 13440-2822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Line of Credit BEACON BANK |
| Jan 22, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA FCU |
| Nov 7, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2014 · Amount on Record |
| Deed Sale | Oct 27, 2014 · Amount on Record |
| Prior Sale | Jun 22, 2006 · Amount on Record |
| Deed Book / Page | 2014 / 15287 |
| Last Transfer Date | Nov 29, 2023 |
| Transfer Doc | 0000000815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jul 9, 2026 |
| Property Address | 1507 N JAMES ST, ROME, NY 13440-2822 |
| Document Number | 0000009003 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 20269003 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1507 N JAMES ST, ROME, NY 13440-2822 |
| Document Number | 0000009003, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 20269003 |
| Name | BEACON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jan 22, 2024 |
| Property Address | 1507 N JAMES ST, ROME, NY 13440-2822 |
| Document Number | 0000000815 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 2024-000815 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1507 N JAMES ST, ROME, NY 13440-2822 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 1507 N JAMES ST, ROME, NY 13440-2822 |
| Document Number | 0000018426 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1507 N JAMES ST ROME NY 134402822, ROME, NY 13440-2822 |
| Document Number | 0000018426 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 18426 |
| Name | USAA FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Nov 7, 2017 |
| Property Address | 1507 N JAMES ST, ROME, NY 13440-2822 |
| Document Number | 0000017010 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 17010 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | CASCADE SETTLEMENT AGENCY, CASCADE SETTLEMENT AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $779.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 80 GEIGER RD #209 ROME NY 134414327, 209, ROME, NY 13441-4327 |
| Document Number | 17011 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 17011 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2047 |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,017.00 | ||
| 2025 | $85,500 (-) Land $27,500 Building $58,000 | $201,176 (+6.78%) Land $64,706 Building $136,470 | |
| 2023 | $85,500 (-) Land $27,500 Building $58,000 | $188,409 (+17.92%) Land $60,599 Building $127,810 | |
| 2022 | $5,766.00 | $85,500 Land $27,500 Building $58,000 | $159,783 Land $51,392 Building $108,391 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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