1507 E Ridge Ave, Chattanooga, TN 37412 Property Records

Hamilton County property record for 1507 E Ridge Ave, Chattanooga, TN 37412

Property Summary

Property Type	Office Building
Details	1,398 sqft · built 1940
Lot Size	0.202 acres (8,799 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Dec 2017)
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`169H D 005`

Property Details

APN / Parcel Number

Primary APN	`169H D 005`
Alternative APN	`0000114228`

Interior

Stories	1 Story
Building Area	1,398 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Other
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Wood Truss
Roof Material	Shingle
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	147 ft deep x 60 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000114228
Street Address	1507 E RIDGE AVE
City	CHATTANOOGA
State	TN
Zip	37412-2407
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C2
Legal Description	LT 6 EAST RIDGE PARK PB 12 PG 12 0326 08 09
Legal Subdivision	EAST RIDGE PARK
Legal Lot Number	6
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4002
Census Tract	11800

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8570 MAPLE VALLEY DR, CHATTANOOGA, TN 37421-1558
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage MILLENNIUM BANK
Dec 20, 2017	Warranty Deed, Transfer · Line of Credit MILLENNIUM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	201738
Deed Book / Page	11231 / 657
Prior Transfer Date	Sep 30, 1997
Prior Transfer Doc	0049510630
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1507 E RIDGE AVE, CHATTANOOGA, TN 37412-2407
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000101
Date	Feb 17, 2022
Book Page	12849/863
Instrument	2022021700101

Lender

Name	MILLENNIUM BANK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 14, 2027

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 20, 2017
Property Address	1507 E RIDGE AVE, CHATTANOOGA, TN 37412-2407
Document Number	0000000038
Book / Page	11231 / 657
Map Reference	MB12 PG12
Instrument Date	Dec 19, 2017
Instrument	2017122000038
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8570 MAPLE VALLEY DR, COMMERCE, MO 63742

Mortgage

Document Number	0000000039
Date	Dec 20, 2017
Instrument	2017122000039

Lender

Name	MILLENNIUM BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 19, 2022

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,409.00 (+32.18%)	$93,000 (+95.05%)	$232,500 (+95.05%) Land $79,200 Building $153,300
2024	$1,066.00 (-36.21%)	$47,680 (-)	$119,200 (-) Land $38,700 Building $80,500
2023	$1,671.00	$47,680 (-)	$119,200 (-) Land $38,700 Building $80,500
2022	$1,671.00	$47,680	$119,200 Land $38,700 Building $80,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1994)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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