Gaston County property record for 1507 Cedar Tree Dr, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,943 sqft · built 2023 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (May 2026) |
| Tax Bill | $4,239 (2026) |
| Deeds & Mortgages | Sep 2024 Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 309071 |
| Primary APN | 309071 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,943 sqft Heated Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 1507 CEDAR TREE DR |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-8564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITH FARM LOT 60 PLAT BOOK 099 PAGE 008 |
| Legal Subdivision | SMITH FARM |
| Legal Lot Number | 60 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 32405 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1507 CEDAR TREE DR, BELMONT, NC 28012-8564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 30, 2024 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Sep 15, 2023 · Amount on Record |
| Deed Book / Page | 5640 / 2119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 1507 CEDAR TREE DR, BELMONT, NC 28012-8564 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1507 CEDAR TREE DR, BELMONT, NC 28012-8564 |
| Document Number | 0055081183 |
|---|---|
| Date | Sep 30, 2024 |
| Book Page | 5508/1183 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 15, 2026 |
| Property Address | 1507 CEDAR TREE DR, BELMONT, NC 28012-8564 |
| Document Number | 0056402119 |
| Book / Page | 5640 / 2119 |
| Instrument Date | Apr 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105,040.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1507 CEDAR TREE DR, BELMONT, NC 28012-8564 |
| Document Number | 5640002122, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 5640/2122 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,239.00 | $402,200 (-) Land $45,000 Building $357,200 |
| 2025 | $4,239.00 | $402,200 Land $45,000 Building $357,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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