1506 Westover St, Lowell, NC 28098 Property Records

Gaston County property record for 1506 Westover St, Lowell, NC 28098

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1900
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$132,500 (Nov 2018)
Tax Bill	$1,883 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223960`

Property Details

APN / Parcel Number

Primary APN	`223960`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	986 sqft Heated Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1506 WESTOVER ST
City	LOWELL
State	NC
Zip	28098-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP BLK 3 L 1 05 018 043 00 000
Legal Subdivision	HILLTOP
Legal Block	3
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	2
Census Block	2026
Census Tract	31303

Owner

1506 Westover St is owned and occupied by an individual who bought it in November 2018.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1506 WESTOVER ST, LOWELL, NC 28098-2042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage C & F MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Deed Book / Page	5013 / 1127
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1506 WESTOVER ST, LOWELL, NC 28098-2042
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051811952
Date	Dec 11, 2020
Book Page	5181/1952

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 30, 2018
Property Address	1506 WESTOVER ST, LOWELL, NC 28098-2042
Document Number	0050131127
Book / Page	5013 / 1127
Map Reference	MB 84 PG 3
Instrument Date	Nov 30, 2018
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 550817, GASTONIA, NC 28055-0817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 LOWELL BETHESDA RD APT K, K, GASTONIA, NC 28056-7339

Mortgage

Document Number	50131130
Date	Nov 30, 2018
Instrument	5013/1130

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1506 Westover St was $1,883.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Lowell City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,883.00	$176,210 Land $17,000 Building $159,210
2023	$2,076.00	$175,250 Land $17,000 Building $158,250
2021			$115,320 Land $12,000 Building $103,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1506 Westover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1506 Westover St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOWELL serves 3,837 people · EPA ID NC0136060
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

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