Winnebago County property record for 1506 Spruce St, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,596 sqft · built 1897 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $449,700 (Apr 2019) |
| Tax Bill | $3,641 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-05320000 |
| Primary APN | 12-05320000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,200 sqft (0.142 acres) |
| Lot Dimensions | 124 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 912-05320000 |
|---|---|
| Street Address | 1506 SPRUCE ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-2839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 6 EDWARDS ADDN |
| Legal Subdivision | EDWARDS ADDN |
| Legal Lot Number | 6 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 800 |
1506 Spruce St is owned and occupied by an individual who bought it in April 2019.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1506 SPRUCE ST, OSHKOSH, WI 54901-2839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Closed-End Mortgage RIPPLE CU |
| Sep 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on File |
| Deed Sale | Apr 22, 2019 · Amount on File |
| Prior Sale | Mar 8, 2006 · Amount on File |
| Deed Document Number | 20191787487 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 1506 SPRUCE ST, OSHKOSH, WI 54901-2839 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1506 SPRUCE ST, OSHKOSH, WI 54901-2839 |
| Document Number | 0001962036 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 1962036 |
| Name | RIPPLE CU |
|---|---|
| Type | Credit Union |
| Address | OSHKOSH, WI 54902 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 23, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 1506 SPRUCE ST, OSHKOSH, WI 54901-2839 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1506 SPRUCE ST, OSHKOSH, WI 54901-2839 |
| Document Number | 0001862164 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 1862164 |
| Name | AMERICAN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | May 1, 2049 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $194,200 Land $23,000 Building $171,200 | ||
| 2024 | $3,641.00 (-9.43%) | ||
| 2023 | $4,020.00 (+9.96%) Homeowner's exemption | $134,700 (-) Land $15,800 Building $118,900 | $194,644 Land $22,831 Building $171,813 |
| 2022 | $3,656.00 Homeowner's exemption | $134,700 Land $15,800 Building $118,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1506 Spruce St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2010–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1506 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Bertram Communications Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures