1506 S Oak St, Bloomington, IL 61701 Property Records

McLean County property record for 1506 S Oak St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1989
Lot Size	0.4 acres (17,439 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Dec 2022)
Tax Bill	$4,484 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-09-306-020`

Property Details

APN / Parcel Number

Primary APN	`21-09-306-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,189 sqft
Flooring	Carpet

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Other
Roof Material	Asphalt
Lot Area	17,439 sqft (0.4 acres)
Lot Dimensions	146 ft deep x 114 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch
Deck Area	492 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1506 S OAK ST
City	BLOOMINGTON
State	IL
Zip	61701-6550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	MCCLURG ETAL SUB LOT 30 (EX N1 W79.6) & ALL LOT 33 & N12 LOT 36
Legal Subdivision	MCCLURG ETAL SUB
Legal Lot Number	30
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1017
Census Tract	5900

Owner

1506 S Oak St is owned and occupied by an individual who bought it in December 2022.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1506 S OAK ST, BLOOMINGTON, IL 61701-6550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022 · Amount on File
Deed Sale	Dec 8, 2022 · Amount on File
Deed Document Number	202221493
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 8, 2022
Property Address	1506 S OAK ST, BLOOMINGTON, IL 61701-6550
Document Number	202200021493
Instrument Date	Nov 22, 2022
Instrument	2022-00021493
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 S OAK ST, BLOOMINGTON, IL 61701-6550
Investor	Possibly a Property Investor

Mortgage

Document Number	202200021494
Date	Dec 8, 2022
Instrument	2022-00021494

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate	6.87%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1506 S OAK ST, BLOOMINGTON, IL 61701-6550
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700015354
Date	Aug 23, 2017
Instrument	2017-00015354

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2027

Interest

Rate Type	Fixed Rate
Rate	3%
Type Change Date	Sep 1, 2027

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,429 Land $17,974 Building $48,455	$199,287 Land $53,922 Building $145,365
2024	$4,484.00 (+6.28%)
2023	$4,219.00 (+53.59%)	$56,485 (+8.64%) Land $15,283 Building $41,202	$169,455 (+8.64%) Land $45,849 Building $123,606
2022	$2,747.00	$51,991 Land $14,067 Building $37,924	$155,973 Land $42,201 Building $113,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1506 S Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1506 S Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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