1506 Ridgetop Ct, Rockwall, TX 75032 Property Records

Rockwall County property record for 1506 Ridgetop Ct, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,988 sqft · built 2002
Lot Size	0.225 acres (9,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,428 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3867000A0009000R`

Property Details

APN / Parcel Number

Primary APN	`3867000A0009000R`
Alternative APNs	`R53528` `53528`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,988 sqft Living Area
Gross Area	3,430 sqft
1st Floor Area	2,988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,792 sqft (0.225 acres)
Lot Dimensions	118 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	24 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1506 RIDGETOP CT
City	ROCKWALL
State	TX
Zip	75032-7293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY RIDGE PHASE ONE, BLOCK A, LOT 9
Legal Subdivision	HICKORY RIDGE PHASE ONE
Legal Phase	1
Legal Tract	9
Legal Block	A
Legal Lot Number	9
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	3
Census Block	3017
Census Tract	40512

Owner

1506 Ridgetop Ct is owned and occupied by two individuals.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1506 RIDGETOP CT, ROCKWALL, TX 75032-7293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK
Jul 9, 2019	Deed of Trust, Mortgage TEXASLENDING.COM
May 1, 2017	Deed of Trust, Mortgage TEXASLENDING.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1506 RIDGETOP CT, ROCKWALL, TX 75032-7293
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	TRADITION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004725
Date	Mar 1, 2021
Instrument	20210000004725

Lender

Name	ASPIRE BANK
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1506 RIDGETOP CT, ROCKWALL, TX 75032-7293
Document Number	0000011617
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1506 RIDGETOP CT ROCKWALL TX 750327293, ROCKWALL, TX 75032-7293

Mortgage

Document Number	0000011617
Date	Jul 16, 2019
Instrument	11617

Lender

Name	TEXASLENDING.COM
Address	DALLAS, TX 75244

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 15, 2034

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1506 RIDGETOP CT, ROCKWALL, TX 75032-7293
Document Number	0000007980
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1506 RIDGETOP CT ROCKWALL TX 750327293, ROCKWALL, TX 75032-7293

Mortgage

Document Number	0000007980
Date	May 5, 2017
Instrument	7980

Lender

Name	TEXASLENDING.COM
Address	DALLAS, TX 75244

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 4, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1506 Ridgetop Ct was $4,428 with a homeowner's exemption, down 1.3% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,737 (+1.02%) Land $123,300 Building $256,437	$379,737 (-14.8%) Land $123,300 Building $256,437
2025	$4,428.00 (-1.34%) Homeowner's exemption	$375,907	$445,709 Land $137,000 Building $308,709
2024	$4,488.00 (+16.75%)
2023	$3,844.00 Homeowner's exemption	$392,762 Land $157,550 Building $235,212	$392,762 Land $157,550 Building $235,212
2021	$4,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1506 Ridgetop Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1506 Ridgetop Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R C H WSC serves 9,204 people · EPA ID TX1990012
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Nextlink, Verizon.

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