1506 Phelps St, Ottawa, IL 61350 Property Records

LaSalle County property record for 1506 Phelps St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1927
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (Nov 2025)
Tax Bill	$2,747 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-10-418-007`

Property Details

APN / Parcel Number

Primary APN	`21-10-418-007`
Alternative APN	`18-10-451-006`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	912 sqft Total Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	1506 PHELPS ST
City	OTTAWA
State	IL
Zip	61350-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAYS SUB, LT 8 BLK 2 SEC 10-33-3
Legal Range	03
Legal Township	33
Legal Section	10
Legal Subdivision	MAYS SUB
Legal Block	2
Legal Lot Number	8
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2023
Census Tract	962800

Owner

1506 Phelps St is owned and occupied by an individual who bought it in November 2025.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1506 PHELPS ST, OTTAWA, IL 61350-3254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer · Conventional Mortgage GRUNDY BANK
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage LIFESTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Oct 7, 2021 · Amount on File
Deed Document Number	202512747
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Nov 26, 2025
Property Address	1506 PHELPS ST, OTTAWA, IL 61350-3254
Document Number	0202512747
Instrument Date	Nov 11, 2025
Instrument	2025-12747
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 PHELPS ST, OTTAWA, IL 61350-3254

Mortgage

Document Number	0202512748
Date	Nov 26, 2025
Instrument	2025-12748

Lender

Name	GRUNDY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 7, 2021
Property Address	1506 PHELPS ST, OTTAWA, IL 61350-3254
Document Number	0202115670
Instrument Date	Oct 1, 2021
Instrument	2021-15670
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	WHEATLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 OAKSIDE, UNIVERSAL CITY, TX 78148-3711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 PHELPS ST, OTTAWA, IL 61350-3254

Mortgage

Document Number	0202115671
Date	Oct 7, 2021
Instrument	2021-15671

Lender

Name	LIFESTONE MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1506 Phelps St was $2,747, up 1% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,747.00 (+10.01%)	$33,385 (+10.36%) Land $4,457 Building $28,928	$100,155 (+10.36%) Land $13,371 Building $86,784
2024	$2,497.00	$30,251 (+11.73%) Land $4,039 Building $26,212	$90,753 (+11.73%) Land $12,117 Building $78,636
2023		$27,075 (+10.18%) Land $3,615 Building $23,460	$81,225 (+10.18%) Land $10,845 Building $70,380
2022		$24,573 Land $4,901 Building $19,672	$73,719 Land $14,703 Building $59,016

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1506 Phelps St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1506 Phelps St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: Surf Internet, Verizon.

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