1506 E Rose St, Owatonna, MN 55060 Property Records

Steele County property record for 1506 E Rose St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,716 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Mar 2026)
Tax Bill	$5,536 (2026)
Deeds & Mortgages	Dec 2012 Line of Credit Mar 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-291-0102`

Property Details

APN / Parcel Number

Primary APN	`17-291-0102`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,716 sqft Living Area
Basement Area	1,295 sqft
Finished Basement	1,295 sqft
Unfinished Basement	1,295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1506 E ROSE ST
City	OWATONNA
State	MN
Zip	55060-2654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKTREE # 2 ALL THAT PART OF BLK 1 LOT 2 BROOKTREE #2 LYING E OF FOLLOWING DESCRIBED LINE: COM AT NE COR L2 W50.01' TO PT O
Legal Section	TW
Legal Subdivision	BROOKTREE # 2
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	3
Census Block	3014
Census Tract	960200

Owner

Source: Steele County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1506 E ROSE ST, OWATONNA, MN 55060-2654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2012	Deed of Trust, Mortgage · Line of Credit UNITED PRAIRIE BANK
Mar 30, 2026	Warranty Deed, Transfer · Line of Credit KEEN BANK NA
Sep 15, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Dec 28, 2010 · Amount on Record
Deed Document Number	20261858921
Prior Transfer Date	Jun 11, 2008
Prior Transfer Doc	0000063288
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1506 E ROSE ST, OWATONNA, MN 55060-2654
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000069655
Date	Dec 14, 2012
Instrument	T000069655

Lender

Name	UNITED PRAIRIE BANK
Type	Bank
Address	STANCHFIELD, MN 55080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Mar 30, 2026
Property Address	1506 E ROSE ST, OWATONNA, MN 55060-2654
Document Number	T000085613
Instrument Date	Mar 27, 2026
Instrument	T000085613
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	NEAR NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1506 E ROSE ST, OWATONNA, MN 55060-2654

Mortgage

Document Number	T000085620
Date	Mar 30, 2026
Instrument	T000085620

Lender

Name	KEEN BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 26, 2036

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEELE MN
Recording Date	Sep 15, 2023
Property Address	1506 E ROSE ST, OWATONNA, MN 55060-2654
Document Number	T000082959
Instrument Date	Sep 11, 2023
Instrument	T000082959
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1506 E ROSE ST, OWATONNA, MN 55060-2654

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1506 E ROSE ST, OWATONNA, MN 55060-2654

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,536.00 (+5.25%) Homeowner's exemption	$399,000 (+5.44%) Land $60,000 Building $339,000	$399,000 (+5.44%) Land $60,000 Building $339,000
2025	$5,260.00 (+3.38%) Homeowner's exemption	$378,400 (+10.1%) Land $60,000 Building $318,400	$378,400 (+10.1%) Land $60,000 Building $318,400
2023	$5,088.00 Homeowner's exemption	$343,700 Land $44,100 Building $299,600	$343,700 Land $44,100 Building $299,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Sep 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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