1506 E Richland Dr, Bloomington, IN 47408 Property Records

Monroe County property record for 1506 E Richland Dr, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,452 sqft · built 1962
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2009)
Tax Bill	$4,182 (2025)
Deeds & Mortgages	Mar 2024 Reverse Mortgage Oct 2018 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-27870-00`

Property Details

APN / Parcel Number

Primary APN	`012-27870-00`
Alternative APN	`53-05-15-201-004.000-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,452 sqft Living Area
1st Floor Area	2,452 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1976
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	012-27870-00
Street Address	1506 E RICHLAND DR
City	BLOOMINGTON
State	IN
Zip	47408-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS35
Legal Description	FAIRWOOD TERRACE LOT 65
Legal Subdivision	FAIRWOOD TERRACE ADD
Legal Lot Number	65
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1008
Census Tract	700

Owner

1506 E Richland Dr is owned and occupied by an individual who bought it in March 2009.

Source: Monroe County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1506 E RICHLAND DR, BLOOMINGTON, IN 47408-9755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Reverse Mortgage NORTHWEST BANK
Oct 16, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MUTUAL BANK FSB
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK FSB
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2009 · Amount on File
Deed Sale	Mar 30, 2009 · Amount on File
Prior Sale	Sep 8, 2005 · Amount on File
Deed Document Number	20094767
Prior Transfer Date	Aug 5, 2005
Prior Transfer Doc	2005018368
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1506 E RICHLAND DR, BLOOMINGTON, IN 47408-9755
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024002855
Date	Mar 22, 2024
Instrument	2024002855

Lender

Name	NORTHWEST BANK
Type	Bank
Address	100 LIBERTY ST, WARREN, PA 16365

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 12, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1506 E RICHLAND DR, BLOOMINGTON, IN 47408-9755
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018014108
Date	Oct 16, 2018
Instrument	2018014108

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2033

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1506 E RICHLAND DR, BLOOMINGTON, IN 47408-9755
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019015255
Date	Oct 17, 2019
Instrument	2019015255

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1506 E RICHLAND DR, BLOOMINGTON, IN 47408-9755
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022005650
Date	Apr 13, 2022
Instrument	2022005650

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1506 E Richland Dr was $4,182, up 102.8% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,182.00 (+102.81%)	$275,700 Land $42,200 Building $233,500	$275,700 Land $42,200 Building $233,500
2024	$2,062.00
2023		$261,100 (+9.52%) Land $40,500 Building $220,600	$261,100 (+9.52%) Land $40,500 Building $220,600
2022	$2,606.00	$238,400 Land $40,500 Building $197,900	$238,400 Land $40,500 Building $197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1506 E Richland Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1506 E Richland Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON TWP WATER AUTHORITY serves 3,825 people · EPA ID IN5253009
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: South Central Indiana REMC.

Cell Coverage

5G and 4G LTE (outdoors only)

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