1506 E 18th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1506 E 18th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.173 acres (7,524 sqft)
Owner	Individual Name on Record
Tax Bill	$2,808 (2025)
Deeds & Mortgages	Mar 2021 Refinance Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1115377032`

Property Details

APN / Parcel Number

Primary APN	`1115377032`
Alternative APN	`110558`

Exterior

Lot Area	7,524 sqft (0.173 acres)
Lot Dimensions	114 ft deep x 66 ft wide

Location & Zoning

Account Number	110558
Street Address	1506 E 18TH ST
City	STERLING
State	IL
Zip	61081-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGS MRNGSIDE PRK 3 LOT 20 MF 10051-96 663800X
Legal Subdivision	LONGS MORNINGSIDE PARK 03
Legal Lot Number	20
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1011
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1506 E 18TH ST, STERLING, IL 61081-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY STATE BANK OF ROCK FALLS
Aug 28, 2017	Deed of Trust, Mortgage · Conventional with PMI COMMUNITY ST BK/ROCK FALLS
Mar 3, 2017	Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITY ST BK/ROCK FALLS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1506 E 18TH ST, STERLING, IL 61081-1514
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101645
Date	Mar 8, 2021
Instrument	2021-01645

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1506 E 18TH ST, STERLING, IL 61081-1514
Document Number	0000005114
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 E 18TH ST STERLING IL 610811514, STERLING, IL 61081-1514

Mortgage

Document Number	0000005114
Date	Sep 1, 2017
Instrument	5114

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	DIXON, IL 61021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Interest

Rate	3.87%

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 3, 2017
Property Address	1506 E 18TH ST, STERLING, IL 61081-1514
Instrument Date	Feb 27, 2017
Instrument	1228
Transaction Type	Construction Loan
Record Updated	Mar 22, 2017
Title Company	NTI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 E 18TH ST STERLING IL 610811514, STERLING, IL 61081-1514

Mortgage

Document Number	0000001228
Date	Mar 3, 2017
Instrument	1228

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	DIXON, IL 61021

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 2, 2018

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,808.00	$38,654 Land $4,289 Building $34,365
2024			$115,962 Land $12,867 Building $103,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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