15059 E 875th Rd, Effingham, IL 62401 Property Records

Effingham County property record for 15059 E 875th Rd, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1985
Square Footage	1,692 sqft Base Area
Lot Size	44,867 sqft (1.03 acres)
Garage	624 sqft
Occupancy	Owner Occupied
Last Sale	$189,000 (2020)
Tax Bill	$3,053.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`14-10-022-052`

Interior

Building Area	1,692 sqft Base Area
Basement Area	1,692 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1985
Construction Type	Frame Construction
Lot Area	44,867 sqft (1.03 acres)
Parking Spaces	2 Parking Spaces
Garage Area	624 sqft Garage

Location & Zoning

Street Address	15059 E 875TH RD
City	EFFINGHAM
State	IL
Zip	62401-7135
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT NW NW 3536/82 3209/226 1828/44 1778/202 1101/180 993/228
Jurisdiction	EFFINGHAM IL
Minor Civil Division	WATSON
Census Blockgroup	2
Census Block	2032
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-022-052

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15059 E 875TH RD, EFFINGHAM, IL 62401-7135
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU
Feb 24, 2020	Warranty Deed, Transfer · Conventional Mortgage LAND OF LINCOLN CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	May 23, 2016 · Amount on Record
Deed Doc Number	202020000799
Deed Book / Page	3536 / 82
Record Refreshed	Jun 07, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15059 E 875TH RD, EFFINGHAM, IL 62401-7135
Transaction Type	Mortgage
Record Updated	Apr 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3659/148
Date	Feb 22, 2021
Book Page	3659/148
Instrument	202121000833

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	DECATUR, IL 62521

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 24, 2020
Property Address	15059 E 875TH RD, EFFINGHAM, IL 62401-7135
Document Number	3536/82
Book / Page	3536 / 82
Instrument Date	Feb 21, 2020
Instrument	202020000799
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	THE TITLE CENTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$283.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	15059 E 875TH RD # 3, 3, EFFINGHAM, IL 62401-7135

Mortgage

Document Number	202020000800
Date	Feb 24, 2020
Instrument	202020000800

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$3,053.00 Homeowner's exemption	$64,780 Land $2,500 Building $62,280	$194,340 Land $7,500 Building $186,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

15059 E 875th Rd, Effingham, IL 62401 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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