15054 185th Ave, Ottumwa, IA 52501 Property Records

Wapello County property record for 15054 185th Ave, Ottumwa, IA 52501

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,662 sqft · built 1888
Lot Size	12.9 acres (562,795 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2020)
Tax Bill	$3,484 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003252040023010`

Property Details

APN / Parcel Number

Primary APN	`003252040023010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,662 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	562,795 sqft (12.9 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15054 185TH AVE
City	OTTUMWA
State	IA
Zip	52501-8396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW SEC 20-73-14 COM SE COR SWSW SEC 20/W 1313.25' TO SW COR SEC20/N 461.96' ALG W LN SW SW SEC20 /E 1331.23' TO CEN LN
Legal Range	14W
Legal Township	73N
Legal Section	20
Jurisdiction	WAPELLO IA
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3048
Census Tract	960100

Owner

15054 185th Ave is owned and occupied by two individuals who bought it in April 2020.

Source: Wapello County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15054 185TH AVE, OTTUMWA, IA 52501-8396
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK & TRUST CO OF FAIRFIELD
Apr 24, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Prior Sale	May 24, 2012 · Amount on File
Deed Document Number	20201409
Deed Book / Page	2020 / 1409
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	15054 185TH AVE, OTTUMWA, IA 52501-8396
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2519
Date	Jun 13, 2017
Book Page	2017/2519
Instrument	2017 2519

Lender

Name	IOWA STATE BANK & TRUST CO OF FAIRFIELD
Address	FAIRFIELD, IA 52556

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2037

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	Apr 24, 2020
Property Address	15054 185TH AVE, OTTUMWA, IA 52501-8396
Document Number	2020/1409
Book / Page	2020 / 1409
Instrument Date	Apr 20, 2020
Instrument	2020 1409
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15054 185TH AVE, OTTUMWA, IA 52501-8396

Mortgage

Document Number	20201410
Date	Apr 24, 2020
Instrument	2020 1410

Lender

Name	TRUBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15054 185th Ave was $3,484, down 0.7% from the year before.

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Unified School District	Eddyville-Blakesburg-Fremont Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,484.00 (-0.74%)	$318,490 (-) Land $48,280 Building $270,210	$318,490 (-) Land $48,280 Building $270,210
2025	$3,510.00	$318,490 Land $48,280 Building $270,210	$318,490 Land $48,280 Building $270,210
2024	$3,510.00
2023		$293,350 (+26.62%) Land $43,840 Building $249,510	$293,350 Land $43,840 Building $249,510
2022	$2,956.00	$231,670 Land $43,840 Building $187,830
2021			$231,670 Land $43,840 Building $187,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15054 185th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15054 185th Ave is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 77% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Mutual Telephone Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on 185th Ave

Nearby Streets

All Ottumwa, IA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures