1505 Washington St, Commerce, TX 75428 Property Records

Hunt County property record for 1505 Washington St, Commerce, TX 75428

Property Summary

Property Type	Commercial
Details	10,685 sqft · built 1941
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on Record
Tax Bill	$13,211 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4380-0290-0040-31`

Property Details

APN / Parcel Number

Primary APN	`4380-0290-0040-31`
Alternative APN	`R54490`

Interior

Stories	2 Stories
Building Area	10,685 sqft Total Area
Gross Area	9,740 sqft
1st Floor Area	8,024 sqft
2nd Floor Area	2,661 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	59,242 sqft (1.36 acres)
Porch	Covered Porch
Porch Area	837 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R54490
Street Address	1505 WASHINGTON ST
City	COMMERCE
State	TX
Zip	75428-3029
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S4380 ORIG TOWN OF COMMERCE BLK 29 LOT 4B,5-7,PT 9,11 ACRES 1.36
Legal Subdivision	ORIG TOWN OF COMMERCE
Legal Block	29
Legal Lot Number	4B
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1014
Census Tract	960600

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1505 WASHINGTON ST, COMMERCE, TX 75428-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer · Commercial Mortgage FUNERAL DIRECTORS LIFE INS COMPANY
Jul 27, 2017	Loan Modification, Mortgage CYPRESS BK SSB
Apr 18, 2017	Loan Modification, Mortgage CYPRESS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023
Deed Sale	Jun 16, 2023
Prior Sale	Jan 7, 2009
Deed Document Number	2023-11233
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jun 16, 2023
Property Address	1505 WASHINGTON ST, COMMERCE, TX 75428-3029
Document Number	0000011233
Map Reference	FILE 2015-11673
Instrument Date	Jun 9, 2023
Instrument	2023-11233
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1901 PONDEROSA TRL, SACHSE, TX 75048-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 WASHINGTON ST, COMMERCE, TX 75428-3029

Mortgage

Document Number	0000011234
Date	Jun 16, 2023
Instrument	2023-11234

Lender

Name	FUNERAL DIRECTORS LIFE INS COMPANY
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HUNT TX
Property Address	1505 WASHINGTON ST, COMMERCE, TX 75428-3029
Document Number	0000011190
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 PONDEROSA TRL SACHSE TX 750483629, SACHSE, TX 75048-3629

Mortgage

Document Number	0000011190
Date	Aug 15, 2017
Instrument	11190

Lender

Name	CYPRESS BK SSB
Type	Bank
Address	PITTSBURG, TX 75686

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Aug 14, 2024

Interest

Rate Type	Adjustable Rate

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HUNT TX
Property Address	1505 WASHINGTON ST, COMMERCE, TX 75428-3029
Document Number	0000011189
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 PONDEROSA TRL SACHSE TX 750483629, SACHSE, TX 75048-3629

Mortgage

Document Number	0000011189
Date	Aug 15, 2017
Instrument	11189

Lender

Name	CYPRESS BK
Type	Bank
Address	PITTSBURG, TX 75686

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 14, 2018

Interest

Rate Type	Fixed Rate
Rate	7%

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$505,610 (-4.87%) Land $118,480 Building $387,130	$505,610 (-4.87%) Land $118,480 Building $387,130
2024	$13,211.00 (-2.66%)
2023		$531,520 (+8.96%) Land $118,480 Building $413,040	$531,520 (+8.96%) Land $118,480 Building $413,040
2022	$13,572.00	$487,820 Land $118,480 Building $369,340	$487,820 Land $118,480 Building $369,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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