1505 Summit Ridge Rd, Champaign, IL 61821 Property Records

Champaign County property record for 1505 Summit Ridge Rd, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,404 sqft · built 1960
Lot Size	0.164 acres (7,133 sqft)
Owner	Company Name on Record
Last Sale	$44,000 (Apr 2011)
Tax Bill	$1,605 (2024)
Deeds & Mortgages	Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`41-20-02-304-028`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-304-028`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,404 sqft Building Perimeter
1st Floor Area	1,404 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,133 sqft (0.164 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1505 SUMMIT RIDGE RD
City	CHAMPAIGN
State	IL
Zip	61821-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 635 GARDEN HILLS SUB 5TH PLAT
Legal Range	08E
Legal Township	19N
Legal Section	02
Legal Subdivision	GARDEN HILLS SUB 5TH PLAT
Legal Lot Number	635
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3001
Census Tract	901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 708, CHAMPAIGN, IL 61824-0708
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2011 · Amount on Record
Deed Sale	Apr 15, 2011 · Amount on Record
Prior Sale	Mar 28, 2011 · Amount on Record
Deed Document Number	20117755
Record Updated	Oct 29, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	1505 SUMMIT RIDGE RD, CHAMPAIGN, IL 61821-1938
Document Number	0000004017
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	411 HESSEL BLVD CHAMPAIGN IL 618206417, CHAMPAIGN, IL 61820-6417

Mortgage

Document Number	0000004017
Date	Mar 25, 2019
Instrument	4017

Lender

Name	BANK CHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Mar 24, 2024

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,660 (+33.64%) Land $8,890 Building $11,770	$61,980 (+33.64%) Land $26,670 Building $35,310
2024	$1,605.00 (+12.95%)
2022	$1,421.00	$15,460 Land $6,650 Building $8,810	$46,380 Land $19,950 Building $26,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Mediacom Xtream, Nextlink, Pavlov Media.

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