1505 Rudd Rd, Cottondale, FL 32431 Property Records

Washington County property record for 1505 Rudd Rd, Cottondale, FL 32431

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,280 sqft · built 1964
Lot Size20.5 acres (896,029 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Jan 2023)
Tax Bill$800 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone A (high risk)
APN000002500002

Property Details

APN / Parcel Number

Primary APN000002500002
Alternative APN
  • 02500002

Interior

Full Baths2 Baths
Building Area1,280 sqft Heated Area
Gross Area1,848 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area896,029 sqft (20.5 acres)
Garage TypeMixed
Garage Area384 sqft
PorchOpen Porch
Porch Area88 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000002500002
Street Address1505 RUDD RD
CityCOTTONDALE
StateFL
Zip32431-9111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 4 12 20.57 ORB 1262 P 747 N2 OF NE4 OF SE4, BG AT SWC OF SE4 OF NE4, RUN E 250 FT, N 100 FT, W 250 FT, S 100 FT TO POB.
Legal Range12W
Legal Township04N
Legal Section28
Legal Block0250
Legal Lot Number0002
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group2
Census Block2000
Census Tract970303

Owner

1505 Rudd Rd is owned and occupied by an individual who bought it in January 2023.

Source: Washington County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1505 RUDD RD, COTTONDALE, FL 32431-9111
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 17, 2023 · Amount on File
Deed SaleJan 17, 2023 · Amount on File
Deed Document Number202367000309
Deed Book / Page1262 / 747
Record UpdatedJun 8, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJan 17, 2023
Property Address1505 RUDD RD, COTTONDALE, FL 32431-9111
Document Number0067000309
Book / Page1262 / 747
Instrument DateJan 13, 2023
Instrument202367000309
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address128 EBENEZER CHURCH RD, FAYETTEVILLE, GA 30215-5201

Transferred To (Grantee/Buyer)

NameVerified Name
Address3794 EARLSTON RD, GRACEVILLE, FL 32440-4620

Mortgage

Document Number0000000749
DateJan 17, 2023
Instrument1262/749
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1505 Rudd Rd was $800 with a homeowner's exemption, down 4.6% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$800.00 (-4.65%) Homeowner's exemption$98,583 (-4.46%)$151,322 (+14.74%)
2024$839.00 (+0.48%) Homeowner's exemption$103,186$131,885 Land $45,254 Building $86,631
2023$835.00 (+30.47%)
2022$640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1505 Rudd Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1990–2018)
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1505 Rudd Rd is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rudd Rd

Nearby Streets

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