1505 Orange Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1505 Orange Ave, Saint Cloud, FL 34769 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1967
Lot Size	1.95 acres (85,116 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Feb 2024)
Tax Bill	$4,031 (2025)
Deeds & Mortgages	Feb 2024 Sale Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-26-30-4950-0001-0185`

Property Details

APN / Parcel Number

Primary APN	`12-26-30-4950-0001-0185`
Alternative APNs	`263012495000010185` `84580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	1,468 sqft
1st Floor Area	1,420 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	85,116 sqft (1.95 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Porch	Finished/Open Porch
Porch Area	90 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1505 ORANGE AVE
City	SAINT CLOUD
State	FL
Zip	34769-4740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 3 S 150 FT OF N 250 FT LOT 18 LESS S 75 FT OF N 175 FT OF W 150 FT OF LOT 18
Legal Range	30E
Legal Township	26S
Legal Section	12
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	185
Legal Lot Number	18
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2005
Census Tract	43303

Owner

Source: Osceola County records · APN 12-26-30-4950-0001-0185

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 700008, SAINT CLOUD, FL 34770-0008
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Nov 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 14, 2017	Special Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2024 · Amount on Record
Deed Sale	Feb 15, 2024 · Amount on Record
Prior Sale	Mar 14, 2017 · Amount on Record
Deed Document Number	202420436
Deed Book / Page	6550 / 1575
Prior Transfer Date	Feb 13, 2024
Prior Transfer Doc	0065972862
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 15, 2024
Property Address	1505 ORANGE AVE, SAINT CLOUD, FL 34769-4740
Document Number	0065501575
Book / Page	6550 / 1575
Instrument Date	Feb 13, 2024
Instrument	2024020436
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1505 ORANGE AVE, SAINT CLOUD, FL 34769-4740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3230 SILVER LAKE CT, KISSIMMEE, FL 34744-9462

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1505 ORANGE AVE, SAINT CLOUD, FL 34769-4740
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 ORANGE AVE, SAINT CLOUD, FL 34769-4740

Mortgage

Document Number	0065101256
Date	Nov 28, 2023
Book Page	6510/1256
Instrument	2023155092

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	281 Months
Due	Apr 01, 2047

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 14, 2017
Property Address	1505 ORANGE AVE, SAINT CLOUD, FL 34769-4740
Document Number	0051160621
Book / Page	5116 / 0621
Instrument Date	Mar 10, 2017
Instrument	2017039213
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$927.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 ORANGE AVE, SAINT CLOUD, FL 34769-4740

Mortgage

Document Number	0051160622
Date	Mar 14, 2017
Instrument	5116/0622

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,031.00 (+479.17%)	$225,000 (+185.01%) Land $79,100 Building $145,900	$225,000 (+5.68%) Land $79,100 Building $145,900
2024	$696.00 (-59.13%)
2023	$1,703.00 (+173.79%) Homeowner's exemption	$78,944 (+3%)	$212,900 (+38.61%) Land $70,300 Building $142,600
2022	$622.00 Homeowner's exemption	$76,645	$153,600 Land $70,300 Building $83,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 599 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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