1505 Oak Rd, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1505 Oak Rd, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,307 sqft · built 1973
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Mar 2022)
Tax Bill	$4,018 (2026)
Deeds & Mortgages	Apr 2022 Sale Nov 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-47187-0616`

Property Details

APN / Parcel Number

Primary APN	`82-47187-0616`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Width	108 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	1505 OAK RD
City	SAINT CLOUD
State	MN
Zip	56303-0303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 014 BLK 004 GRAND TIERRA PLAT 3 TO ST CLOUD SECTION 04 TOWNSHIP 124 RANGE 028 SECTION 04 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	04
Legal Subdivision	GRAND TIERRA PLAT 3 TO ST CLOUD
Legal Block	4
Legal Lot Number	14
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2010
Census Tract	1003

Owner

Source: Stearns County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1505 OAK RD, SAINT CLOUD, MN 56303-0303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Nov 7, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Nov 7, 2018 · Amount on Record
Deed Document Number	20221390986
Prior Transfer Date	Nov 1, 2018
Prior Transfer Doc	00A1532892
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 6, 2022
Property Address	1505 OAK RD, SAINT CLOUD, MN 56303-0303
Document Number	00A1629728
Instrument Date	Mar 25, 2022
Instrument	A1629728
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 OAK RD, SAINT CLOUD, MN 56303-0303

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 7, 2018
Property Address	1505 OAK RD, SAINT CLOUD, MN 56303-0303
Document Number	00A1532892
Instrument Date	Nov 1, 2018
Instrument	A1532892
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 OAK RD, SAINT CLOUD, MN 56303-0303

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 7, 2018
Property Address	1505 OAK RD, SAINT CLOUD, MN 56303-0303
Document Number	00A1532891
Instrument Date	Oct 26, 2018
Instrument	A1532891
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 OAK RD, SAINT CLOUD, MN 56303-0303

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,018.00 (+34.29%)
2025		$269,200 (+4.22%) Land $40,000 Building $229,200	$269,200 (+4.22%) Land $40,000 Building $229,200
2023	$2,992.00	$258,300 Land $40,000 Building $218,300	$258,300 Land $40,000 Building $218,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Lumen Technologies DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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