1505 Lilac Ln, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1505 Lilac Ln, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,480 sqft · built 1955
Lot Size	0.236 acres (10,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,500 (Mar 2025)
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-19-182-003`

Property Details

APN / Parcel Number

Primary APN	`8913-19-182-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Basement Area	1,480 sqft
Finished Basement	750 sqft
Unfinished Basement	1,480 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,260 sqft (0.236 acres)
Lot Dimensions	135 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1505 LILAC LN
City	CEDAR FALLS
State	IA
Zip	50613-5311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWAY ADDITION LOT 59
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	HOMEWAY ADDITION
Legal Lot Number	59
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3021
Census Tract	2500

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1505 LILAC LN, CEDAR FALLS, IA 50613-5311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage CEDAR FALLS COMMUNITY CU
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Feb 28, 2022	Warranty Deed, Transfer · Line of Credit READLYN SAVINGS BANK
Jun 13, 2017	Warranty Deed, Transfer MIDWESTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2025 · Amount on Record
Deed Sale	Mar 20, 2025 · Amount on Record
Prior Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	20253676
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1505 LILAC LN, CEDAR FALLS, IA 50613-5311
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 LILAC LN, CEDAR FALLS, IA 50613-5311

Mortgage

Document Number	202400008849
Date	Jan 11, 2024
Instrument	202400008849

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	123 W 4TH ST, CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Jul 15, 2029

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1505 LILAC LN, CEDAR FALLS, IA 50613-5311
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700022215
Date	Jun 16, 2017
Instrument	2017-00022215

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	May 30, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 28, 2022
Property Address	1505 LILAC LN, CEDAR FALLS, IA 50613-5311
Document Number	202200017246
Instrument Date	Feb 23, 2022
Instrument	202200017246
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 LILAC LN, CEDAR FALLS, IA 50613-5311

Mortgage

Document Number	202200017247
Date	Feb 28, 2022
Instrument	202200017247

Lender

Name	READLYN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Sep 30, 2022

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 13, 2017
Property Address	1505 LILAC LN, CEDAR FALLS, IA 50613-5311
Document Number	201700021909
Instrument Date	Jun 12, 2017
Instrument	2017-00021909
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6306 UNIVERSITY AVE, CEDAR FALLS, IA 50613-5244

Mortgage

Document Number	201700021910
Date	Jun 13, 2017
Instrument	2017-00021910

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jul 15, 2032

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,700.00 (+4.52%) Homeowner's exemption	$257,420 (+11.81%) Land $28,220 Building $229,200	$257,420 (+11.81%) Land $28,220 Building $229,200
2024	$3,540.00 (+7.47%)
2023		$230,240 (+22.95%) Land $28,220 Building $202,020	$230,240 (+22.95%) Land $28,220 Building $202,020
2022	$3,294.00	$187,260 Land $28,220 Building $159,040
2021			$187,260 Land $28,220 Building $159,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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