1505 Laurel St, New Bern, NC 28562 Property Records

Craven County property record for 1505 Laurel St, New Bern, NC 28562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,806 sqft · built 1968
Lot Size0.344 acres (14,988 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Dec 2021)
Tax Bill$1,543 (2026)
Deeds & MortgagesOct 2023 Mortgage
Dec 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN8-063-024

Property Details

APN / Parcel Number

Primary APN8-063-024
Alternative APN
  • 94920

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,806 sqft Living Area
1st Floor Area1,806 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,988 sqft (0.344 acres)
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number94920
Street Address1505 LAUREL ST
CityNEW BERN
StateNC
Zip28562-3311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR15
Legal Description24 NORTH HILLS
Legal SubdivisionNORTH HILLS
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group3
Census Block3018
Census Tract960600

Owner

1505 Laurel St is owned and occupied by two individuals who bought it in December 2021.

Source: Craven County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1505 LAUREL ST, NEW BERN, NC 28562-3311
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Dec 23, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Apr 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Jan 8, 2019Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2021 · Amount on File
Deed SaleDec 23, 2021 · Amount on File
Prior SaleJan 8, 2019 · Amount on File
Deed Document Number202110089138
Deed Book / Page3705 / 1708
Prior Transfer DateFeb 2, 1973
Prior Transfer Doc0823000691
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address1505 LAUREL ST, NEW BERN, NC 28562-3311
Transaction TypeMortgage
Record UpdatedOct 25, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1505 LAUREL ST, NEW BERN, NC 28562-3311

Mortgage

Document Number03778/1286
DateOct 10, 2023
Book Page3778/1286
Instrument10118313
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term339 Months
DueJan 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateDec 23, 2021
Property Address1505 LAUREL ST, NEW BERN, NC 28562-3311
Document Number03705/1708
Book / Page3705 / 1708
Map ReferenceMB 9 PG 91
Instrument DateNov 29, 2021
Instrument10089138
Transaction TypeTransfer
Record UpdatedJan 5, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1505 LAUREL ST, NEW BERN, NC 28562-3311

Mortgage

Document Number0037051711
DateDec 23, 2021
Instrument3705/1711
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address1505 LAUREL ST, NEW BERN, NC 28562-3311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3607/1338
DateApr 1, 2020
Book Page3607/1338
Instrument10052631
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2035

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionCRAVEN NC
Recording DateJan 8, 2019
Property Address1505 LAUREL ST, NEW BERN, NC 28562-3311
Document Number3557/1726
Book / Page3557 / 1726
Instrument DateJan 7, 2019
Instrument10032097
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2612 N HILLS DR, NEW BERN, NC 28562-3320

Tax Assessment & Valuation

The 2026 property tax bill for 1505 Laurel St was $1,543, up 3.4% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,543.00 (+3.42%)$170,140 (-) Land $30,000 Building $140,140$170,140 (-) Land $30,000 Building $140,140
2025$1,492.00$170,140 Land $30,000 Building $140,140$170,140 Land $30,000 Building $140,140
2023$1,463.00 (+27.22%)$170,140 (+62.55%) Land $30,000 Building $140,140$170,140 Land $30,000 Building $140,140
2022$1,150.00$104,670 Land $24,000 Building $80,670
2018$104,670 Land $24,000 Building $80,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1505 Laurel St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 141 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies141 in force
Nearby Flood Claims263 (1979–2018)
Claims Outside the SFHA8 of 263
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 76 claims
  • Hurricane Irene, Aug 2011 · 72 claims
  • Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1505 Laurel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BERN
serves 37,884 people · EPA ID NC0425010
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

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