1505 Laurel Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 1505 Laurel Rd, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,682 sqft · built 1980
Lot Size	0.229 acres (9,983 sqft)
Owner	Company Name on Record
Last Sale	$835,000 (May 2016)
Tax Bill	$11,019 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`151-222-39-00`

Property Details

APN / Parcel Number

Primary APN	`151-222-39-00`
Alternative APN	`1512210900`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,682 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,983 sqft (0.229 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1512210900
Street Address	1505 LAUREL RD
City	OCEANSIDE
State	CA
Zip	92054-5731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 12 E 154 FT OF N 66 FT OF S 141 FT OF N 1/2 TR 001807
Legal Subdivision	NORTH CARLSBAD
Legal Tract	001807
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2012
Census Tract	18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1505 LAUREL RD, OCEANSIDE, CA 92054-5731
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 24, 2023	Intrafamily Transfer, Transfer
Oct 29, 2020	Quit Claim Deed, Transfer AMROCK INC
Oct 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 10, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Sep 10, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2016 · Amount on Record
Deed Sale	May 23, 2016 · Amount on Record
Prior Sale	Feb 25, 2013 · Amount on Record
Deed Document Number	2016250160
Last Transfer Date	Apr 21, 2023
Transfer Doc	0000106031
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1505 LAUREL RD, OCEANSIDE, CA 92054-5731
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 LAUREL RD, OCEANSIDE, CA 92054-5731

Mortgage

Document Number	0000139713
Date	May 30, 2023
Instrument	2023-0139713

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2023
Property Address	1505 LAUREL RD, OCEANSIDE, CA 92054-5731
Document Number	0000106031
Map Reference	MAP 1807
Instrument Date	Apr 21, 2023
Instrument	2023-0106031
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1505 LAUREL RD, OCEANSIDE, CA 92054-5731

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 29, 2020
Property Address	1505 LAUREL RD, OCEANSIDE, CA 92054-5731
Document Number	0000667013
Instrument Date	Sep 1, 2020
Instrument	667013
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1505 LAUREL RD OCEANSIDE CA 920545731, OCEANSIDE, CA 92054-5731

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 29, 2020
Property Address	1505 LAUREL RD, OCEANSIDE, CA 92054-5731
Document Number	0000667011
Map Reference	MAP 1807
Instrument Date	Sep 1, 2020
Instrument	2020-0667011
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1505 LAUREL RD, OCEANSIDE, CA 92054-5731

Mortgage

Document Number	0000667012
Date	Oct 29, 2020
Instrument	2020-0667012

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2019
Property Address	1505 LAUREL RD, OCEANSIDE, CA 92054-5731
Document Number	0000390250
Instrument Date	Sep 5, 2019
Instrument	390250
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1505 LAUREL RD OCEANSIDE CA 920545731, OCEANSIDE, CA 92054-5731

Mortgage

Document Number	390251
Date	Sep 10, 2019
Instrument	390251

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2019
Property Address	1505 LAUREL RD, OCEANSIDE, CA 92054-5731
Document Number	0000390252
Instrument Date	Sep 5, 2019
Instrument	390252
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1505 LAUREL RD OCEANSIDE CA 920545731, OCEANSIDE, CA 92054-5731

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,008,230 (+2%) Land $726,430 Building $281,800
2025	$11,019.00 (+5.2%) Homeowner's exemption	$988,462 (+4.04%) Land $712,187 Building $276,275
2023	$10,474.00 (+1.55%) Homeowner's exemption	$950,081 Land $684,533 Building $265,548
2022	$10,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1985–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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