Montgomery County property record for 1505 Ladd St, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,152 sqft · built 1956 |
| Lot Size | 0.23 acres (10,003 sqft) |
| Owner | Individual Name on File |
| Last Sale | $414,400 (Jul 2004) |
| Tax Bill | $6,463 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01368862 |
| Primary APN | 13-01368862 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,152 sqft Living Area |
| Gross Area | 2,440 sqft |
| 1st Floor Area | 1,552 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,003 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01368862 |
|---|---|
| Street Address | 1505 LADD ST |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | PARKWAY |
| Legal Subdivision | PARKWAY |
| Legal Block | 8 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 703209 |
Source: Montgomery County records · APN 13-01368862
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1505 LADD ST, SILVER SPRING, MD 20902-3518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Apr 28, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 20, 2018 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 19, 2004 · Amount on Record |
| Deed Sale | Jul 19, 2004 · Amount on Record |
| Prior Sale | Dec 29, 1997 · Amount on Record |
| Deed Document Number | 200412412 |
| Deed Book / Page | 27875 / 94 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1505 LADD ST, SILVER SPRING, MD 20902-3518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1505 LADD ST, SILVER SPRING, MD 20902-3518 |
| Document Number | 0628040012 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 62804/12 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1505 LADD ST, SILVER SPRING, MD 20902-3518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 1505 LADD ST, SILVER SPRING, MD 20902-3518 |
| Document Number | 0627980206 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 62798/206 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1505 LADD ST, SILVER SPRING, MD 20902-3518 |
| Document Number | 0564970216 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1505 LADD ST SILVER SPRING MD 209023518, SILVER SPRING, MD 20902-3518 |
| Document Number | 0564970216 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 056497/000216 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,133 (+3.2%) | $603,400 (+9.61%) Land $204,200 Building $399,200 | |
| 2025 | $6,463.00 (+38.19%) | $550,500 (+17.52%) Land $204,200 Building $346,300 | $550,500 (-) Land $204,200 Building $346,300 |
| 2023 | $468,433 | $550,500 Land $204,200 Building $346,300 | |
| 2022 | $4,677.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 443 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures