1505 James St, Springfield, IL 62703 Property Records

Sangamon County property record for 1505 James St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,880 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (Jul 2019)
Tax Bill	$5,852 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-27.0-430-010`

Property Details

APN / Parcel Number

Primary APN	`22-27.0-430-010`
Alternative APN	`22270430010 (CHECK DIGIT = 0)`

Exterior

Lot Area	10,880 sqft (0.25 acres)
Lot Dimensions	80 ft deep x 136 ft wide

Location & Zoning

Account Number	22270430010
Street Address	1505 JAMES ST
City	SPRINGFIELD
State	IL
Zip	62703-5380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 HARMONY COURT EAST SUB 80 X 136
Legal Subdivision	HARMONY COURT EAST SUB
Legal Lot Number	10
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3030
Census Tract	3000

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1505 JAMES ST, SPRINGFIELD, IL 62703-5380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jul 8, 2019	Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	May 14, 2004
Deed Document Number	201913447
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1505 JAMES ST, SPRINGFIELD, IL 62703-5380
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R16415
Date	Sep 6, 2023
Instrument	2023R16415

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 2, 2033

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1505 JAMES ST, SPRINGFIELD, IL 62703-5380
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R13203
Date	Jul 3, 2019
Instrument	2019R13203

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 8, 2019
Property Address	1505 JAMES ST, SPRINGFIELD, IL 62703-5380
Document Number	2019R13447
Map Reference	DOC 93002984
Instrument Date	Jul 1, 2019
Instrument	2019R13447
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 JAMES ST, SPRINGFIELD, IL 62703-5380

Mortgage

Document Number	2019R13448
Date	Jul 8, 2019
Instrument	2019R13448

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,852.00 (+13.21%)	$89,257 (+23.74%) Land $18,524 Building $70,733	$267,771 (+23.74%) Land $55,572 Building $212,199
2022	$5,169.00 Homeowner's exemption	$72,130 Land $14,970 Building $57,160	$216,390 Land $44,910 Building $171,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Rise Broadband.

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