1505 Emerald Cir, Kearney, MO 64060 Property Records

Clay County property record for 1505 Emerald Cir, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,228 sqft · built 1994
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$430,570 (May 2026)
Tax Bill	$3,060 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-917-00-06-006.00`

Property Details

APN / Parcel Number

Primary APN	`07-917-00-06-006.00`
Alternative APNs	`0791700060060001` `7917000600600` `295387`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	2,444 sqft
1st Floor Area	1,228 sqft
Basement Area	556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	157 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1505 EMERALD CIR
City	KEARNEY
State	MO
Zip	64060-7561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECREST 3RD PLAT LT 84
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	STONECREST 03
Legal Lot Number	84
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1013
Census Tract	21812

Owner

1505 Emerald Cir is owned and occupied by an individual who bought it in May 2026.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1505 EMERALD CIR, KEARNEY, MO 64060-7561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORPORATION
Nov 1, 2023	Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING
Jun 27, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Nov 1, 2023 · Amount on File
Deed Document Number	202612670
Deed Book / Page	10166 / 39
Prior Transfer Date	Aug 28, 1998
Prior Transfer Doc	0000008247
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	May 13, 2026
Property Address	1505 EMERALD CIR, KEARNEY, MO 64060-7561
Document Number	0000012670
Book / Page	10166 / 39
Instrument Date	May 12, 2026
Instrument	2026.12670
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 EMERALD CIR, KEARNEY, MO 64060-7561

Mortgage

Document Number	0000013048,
Date	May 13, 2026
Book Page	10168/110
Instrument	2026.13048

Lender

Name	LEADER ONE FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Nov 1, 2023
Property Address	1505 EMERALD CIR, KEARNEY, MO 64060-7561
Document Number	0000026629
Book / Page	9650 / 34
Instrument Date	Oct 31, 2023
Instrument	2023026629
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 EMERALD CIR, KEARNEY, MO 64060-7561

Mortgage

Document Number	0000026630
Date	Nov 1, 2023
Instrument	2023026630

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 27, 2017
Property Address	1505 EMERALD CIR, KEARNEY, MO 64060-7561
Document Number	0000021298
Book / Page	7993 / 016
Instrument Date	Jun 26, 2017
Instrument	2017021298
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 EMERALD CIR, KEARNEY, MO 64060-7561

Mortgage

Document Number	0000021299
Date	Jun 27, 2017
Instrument	2017021299

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1505 Emerald Cir was $3,060, up 15.9% from the year before.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,060.00 (+15.87%)	$46,780	$246,211
2024	$2,641.00 (+0.34%)
2023	$2,632.00	$38,550	$202,894
2019	$2,287.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1505 Emerald Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1505 Emerald Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Wisper ISP.

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