1505 E Main St, Charleston, AR 72933 Property Records

Franklin County property record for 1505 E Main St, Charleston, AR 72933

Property Summary

Property Type	Rural Home
Details	4 ba · 3,090 sqft · built 1969
Lot Size	15.3 acres (666,468 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2022)
Tax Bill	$1,450 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`008-00045-002`

Property Details

APN / Parcel Number

Primary APN	`008-00045-002`
Alternative APN	`127659`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,090 sqft Living Area
1st Floor Area	2,206 sqft
Upper Floors Area	884 sqft
Basement Area	1,326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	666,468 sqft (15.3 acres)
Garage Type	Attached
Driveway	Driveway
Driveway Area	1,840 sqft

Exterior Amenities

Pool Area	672 sqft
Porch	Open Porch
Porch Area	228 sqft
Patio Area	80 sqft
Fence	Fence
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1505 E MAIN ST
City	CHARLESTON
State	AR
Zip	72933-6018
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRACT B: A PART OF THE EAST HALF OF THE SE/4 OF SECTION 12, TOWNSHIP 7 NORTH, RANGE 29 WEST IN FRANKLIN COUNTY, ARKANSAS MORE
Legal Subdivision	CITY OF CHARLESTON
Legal Tract	A,B
Jurisdiction	FRANKLIN AR
Township / Civil Division	PRAIRIE
Census Block Group	2
Census Block	2032
Census Tract	950302

Owner

1505 E Main St, a rural home, is owned and occupied by an individual who bought it in June 2022.

Source: Franklin County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	1505 E MAIN ST, CHARLESTON, AR 72933-6018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHAMBERS BANK
Jun 3, 2022	Warranty Deed, Construction Loan · Construction Mortgage CHAMBERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Deed Document Number	2022R-001632
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	1505 E MAIN ST, CHARLESTON, AR 72933-6018
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 E MAIN ST, CHARLESTON, AR 72933-6018

Mortgage

Document Number	2023R001342
Date	Jun 12, 2023
Instrument	2023R-001342

Lender

Name	CHAMBERS BANK
Type	Bank
Address	ROGERS, AR 72758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN AR
Recording Date	Jun 3, 2022
Property Address	1505 E MAIN ST, CHARLESTON, AR 72933-6018
Document Number	2022R001632
Instrument Date	May 31, 2022
Instrument	2022R-001632
Transaction Type	Construction Loan
Record Updated	Oct 16, 2025
Title Company	C AND M ABSTRACT AND TITLE COMPANY INC, ADAMS ABSTRACT & TTL CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 672, CHARLESTON, AR 72933-0672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 E MAIN ST, CHARLESTON, AR 72933-6018

Mortgage

Document Number	2022R001633
Date	Jun 3, 2022
Instrument	2022R-001633

Lender

Name	CHAMBERS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1505 E Main St was $1,450 with a homeowner's exemption.

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Municipality	Charleston City
Unified School District	Charleston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,450.00 Homeowner's exemption	$51,480 Land $3,220 Building $48,260
2023	$1,469.00 Homeowner's exemption	$51,480 Land $3,220 Building $48,260	$257,400 Land $16,100 Building $241,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1505 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1505 E Main St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATERWORKS serves 3,386 people · EPA ID AR0000200
Water Source	Purchased surface water from FRANKLIN-SEBASTIAN PWA
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000
Optimum Cable	500 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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