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1505 Black Walnut St, Monroe, NC 28112 Property Records

Union County property record for 1505 Black Walnut St, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,771 sqft · built 2024
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$446,000 (Jun 2024)
Tax Bill$3,832 (2025)
Deeds & MortgagesJun 2024 Sale & Mortgage
Dec 2023 Sale
Flood ZoneZone X (minimal risk)
APN09-197-114

Property Details

APN / Parcel Number

Primary APN09-197-114

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,771 sqft Living Area
1st Floor Area1,719 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1505 BLACK WALNUT ST
CityMONROE
StateNC
Zip28112-7657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#39 MEDLIN FOREST OPCQ712
Legal SubdivisionMEDLIN FOREST SUBDIVISION
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3007
Census Tract20602

Owner

1505 Black Walnut St is owned and occupied by two individuals who bought it in June 2024.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1505 BLACK WALNUT ST, MONROE, NC 28112-7657
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2024Special Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Dec 21, 2023Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2024 · Amount on File
Deed SaleJun 28, 2024 · Amount on File
Prior SaleDec 21, 2023 · Amount on File
Deed Document Number202415077
Deed Book / Page8930 / 564
Record UpdatedOct 29, 2026

June 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateJun 28, 2024
Property Address1505 BLACK WALNUT ST, MONROE, NC 28112-7657
Document Number0008930564
Book / Page8930 / 564
Map ReferenceCAB Q FILE 712-717
Instrument DateJun 27, 2024
Instrument15077
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$892.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address1505 BLACK WALNUT ST, MONROE, NC 28112-7657

Mortgage

Document Number0000015078
DateJun 28, 2024
Instrument15078
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.65%
Type Change DateJul 1, 2029
Change Frequency5 Years
Min Rate At Change4.62%
Max Rate At Change8.62%
Index5-Year TN
Max Rate12.6%

December 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateDec 21, 2023
Property Address1505 BLACK WALNUT ST, MONROE, NC 28112-7657
Document Number0008830242
Book / Page8830 / 242
Map ReferenceCAB Q FILE 712-717
Instrument DateDec 19, 2023
Instrument30365
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount on Record
Tax$2,676.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address330 PATTERSON DR, MYRTLE BEACH, SC 29572-4736

Transferred To (Grantee/Buyer)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1505 Black Walnut St was $3,832.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$438,400 (-) Land $79,900 Building $358,500$438,400 (-) Land $79,900 Building $358,500
2025$3,832.00$438,400 Land $79,900 Building $358,500$438,400 Land $79,900 Building $358,500
2023$475.00$43,600 Land $43,600$43,600 Land $43,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1505 Black Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1505 Black Walnut St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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