1505 1st St, Charleston, IL 61920 Property Records

Coles County property record for 1505 1st St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,408 sqft · built 1928
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Feb 2023)
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Feb 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-2-07196-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-07196-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Base Area
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1985
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	132 ft deep x 60 ft wide

Location & Zoning

Street Address	1505 1ST ST
City	CHARLESTON
State	IL
Zip	61920-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELSMERE S 60 FT OF LOT 45 SE 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	ELSMERE
Legal Lot Number	45
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	2
Census Block	2018
Census Tract	702

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	725 LAKESHORE DR, TUSCOLA, IL 61953-9241
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2023 · Amount on Record
Deed Sale	Feb 3, 2023 · Amount on Record
Prior Sale	Aug 14, 2006 · Amount on Record
Deed Document Number	2023805246
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Feb 3, 2023
Property Address	1505 1ST ST, CHARLESTON, IL 61920-3305
Document Number	202300805246
Instrument Date	Jan 31, 2023
Instrument	202300805246
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	725 LAKESHORE DR, TUSCOLA, IL 61953-9241

Mortgage

Document Number	202300805247
Date	Feb 3, 2023
Instrument	202300805247

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 31, 2028

Mortgage

Document Number	202300805248
Date	Feb 3, 2023
Instrument	202300805248

Lender

Name	STEPHEN A WITMER ETAL
Type	Private Party
Address	840 6TH ST, CHARLESTON, IL 61920

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 31, 2028

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,685.00 (+15.38%)	$36,880 (+20.67%) Land $3,713 Building $33,167	$110,640 (+20.67%) Land $11,139 Building $99,501
2023		$30,563 Land $3,077 Building $27,486	$91,689 Land $9,231 Building $82,458
2020	$2,327.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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