San Diego County property record for 15048 Stevens Vista, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,146 sqft · built 1991 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (Jan 2021) |
| Tax Bill | $7,892 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 328-030-30-00 |
| Primary APN | 328-030-30-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,146 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 48,352 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 15048 STEVENS VIS |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 2-14-1E PAR 22 AS PER ROS 4396 IN NE 1/4 OF TR 000858 |
| Legal Range | 01E |
| Legal Township | 14 |
| Legal Section | 02 |
| Legal Subdivision | RANCHO SAN VICENTE |
| Legal Tract | 000858 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 20801 |
Source: San Diego County records · APN 328-030-30-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15048 STEVENS VIS, RAMONA, CA 92065-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 12, 2023 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 03, 2019 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Jan 08, 2021 | Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2021 · Amount on Record |
| Deed Sale | Jan 08, 2021 · Amount on Record |
| Prior Sale | Oct 08, 2015 · Amount on Record |
| Deed Document Number | 202116820 |
| Prior Transfer Date | Jan 15, 2015 |
| Prior Transfer Doc | 0000036906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15048 STEVENS VIS, RAMONA, CA 92065-4401 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15048 STEVENS VISTA, RAMONA, CA 92065-4401 |
| Document Number | 0000181635 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2023-0181635 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 15048 STEVENS VIS, RAMONA, CA 92065-4401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000164734 |
|---|---|
| Date | May 03, 2019 |
| Instrument | 2019-0164734 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 31, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 08, 2021 |
| Property Address | 15048 STEVENS VIS, RAMONA, CA 92065-4401 |
| Document Number | 0000016820 |
| Instrument Date | Dec 09, 2020 |
| Instrument | 2021-0016820 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2075 ARTISAN WAY APT 310, 310, CHULA VISTA, CA 91915-2595 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016821 |
|---|---|
| Date | Jan 08, 2021 |
| Instrument | 2021-0016821 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $739,731 (+2%) Land $485,794 Building $253,937 | |
| 2025 | $7,892.00 (+6.87%) | $725,227 (+4.04%) Land $476,269 Building $248,958 |
| 2023 | $7,385.00 (-1.05%) | $697,068 Land $457,776 Building $239,292 |
| 2022 | $7,463.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Extreme above 99% of the US · above 91% of California |
|---|---|
| Wildfire Likelihood | About 1 in 32 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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