15043 Pendio Dr, Bella Collina (Montverde), FL 34756 Property Records

Lake County property record for 15043 Pendio Dr, Bella Collina, FL 34756

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.893 acres (38,940 sqft)
Owner	Individual Name on File
Last Sale	$2,321,800 (Feb 2025)
Tax Bill	$10,677 (2024)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-26-0500-000-37900`

Property Details

APN / Parcel Number

Primary APN	`12-22-26-0500-000-37900`
Alternative APN	`3825829`

Exterior

Lot Area	38,940 sqft (0.893 acres)

Location & Zoning

Account Number	3825829
Street Address	15043 PENDIO DR
City	BELLA COLLINA
State	FL
Zip	34756-3615
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	BELLA COLLINA PB 51 PG 31-49 LOT 379 ORB 6471 PG 2283
Legal Range	26E
Legal Township	22S
Legal Section	12
Legal Subdivision	BELLA COLLINA
Legal Tract	500
Legal Lot Number	379
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1060
Census Tract	31301

Owner

15043 Pendio Dr, residential vacant land, is owned and occupied by an individual who bought it in February 2025.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15043 PENDIO DR, BELLA COLLINA, FL 34756-3615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2025	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU
Dec 12, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on File
Deed Sale	Feb 5, 2025 · Amount on File
Prior Sale	Dec 12, 2022 · Amount on File
Deed Document Number	2025014880
Deed Book / Page	6471 / 2283
Record Updated	Jun 8, 2026

February 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 5, 2025
Property Address	15043 PENDIO DR, BELLA COLLINA, FL 34756-3615
Document Number	0064712283
Book / Page	6471 / 2283
Map Reference	MB 51 PG 31-49
Instrument Date	Jan 29, 2025
Instrument	2025014880
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,252.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15043 PENDIO DR, BELLA COLLINA, FL 34756-3615

Mortgage

Document Number	0064712291
Date	Feb 5, 2025
Instrument	6471/2291

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Feb 1, 2035
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 12, 2022
Property Address	15043 PENDIO DR, BELLA COLLINA, FL 34756-3615
Document Number	0060641375
Book / Page	6064 / 1375
Map Reference	MB 72 PG 67-75
Instrument Date	Dec 7, 2022
Instrument	2022158623
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$18,717.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 S FLAGLER DR STE 900, 900, WEST PALM BEACH, FL 33401-5948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 VIRGINIA DR, FT WASHINGTON, PA 19034-3204
Investor	Possibly a Property Investor

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Feb 7, 2019
Property Address	15043 PENDIO DR, BELLA COLLINA, FL 34756-3615
Document Number	0052340206
Book / Page	005234 / 000206
Instrument Date	Jan 24, 2019
Instrument	15346
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,855.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	505 S FLAGLER DR #900 WEST PALM BEACH FL 334015948, 900, WEST PALM BEACH, FL 33401-5948

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$812,500 Land $812,500	$812,500 Land $812,500
2024	$10,677.00 (+0.75%)
2023	$10,598.00 (+53.66%)	$650,000 (+85.71%)	$650,000 (+85.71%) Land $650,000
2022	$6,897.00	$350,000	$350,000 Land $350,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15043 Pendio Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15043 Pendio Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE ISLAND private · serves 35 people · EPA ID FL3354956
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pendio Dr

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