Cook County property record for 15042 Winchester Ave, Harvey, IL 60426
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 820 sqft · built 1927 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Dec 2021) |
| Tax Bill | $6,384 (2023) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-07-423-022 |
| Primary APN | 29-07-423-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 820 sqft Living Area |
| 1st Floor Area | 820 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 3,750 sqft (0.086 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 15042 WINCHESTER AVE |
|---|---|
| City | HARVEY |
| State | IL |
| Zip | 60426-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOMAS A (EMANUELSONS) SUB OF LTS22-27 BLK151 IN HARVE Y A SUB OF PT SE EH SW SEC 07-36-14 |
| Legal Range | 14E |
| Legal Township | 36N |
| Legal Section | 07 |
| Legal Subdivision | EMANUELSONS SUB |
| Legal Block | 151 |
| Legal Lot Number | 22-27 |
| Jurisdiction | COOK IL |
| Township / Civil Division | THORNTON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 826902 |
15042 Winchester Ave is owned and occupied by an individual who bought it in December 2021.
Source: Cook County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15042 WINCHESTER AVE, HARVEY, IL 60426-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Dec 3, 2021 | Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on File |
| Deed Sale | Dec 3, 2021 · Amount on File |
| Deed Document Number | 20216027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jul 10, 2026 |
| Property Address | 15042 WINCHESTER AVE, HARVEY, IL 60426-2029 |
| Document Number | 0000019023 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202619023 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 15042 WINCHESTER AVE, HARVEY, IL 60426-2029 |
| Document Number | 0000019023, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 202619023 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 3, 2021 |
| Property Address | 15042 WINCHESTER AVE, HARVEY, IL 60426-2029 |
| Document Number | 0033706027 |
| Instrument Date | Nov 11, 2021 |
| Instrument | 2133706027 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15042 WINCHESTER AVE, HARVEY, IL 60426-2029 |
| Document Number | 0033706028 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2133706028 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Thornton Township |
| Municipality | Harvey City |
| Elementary School District | West Harvey-Dixmoor Public School District 147 (PK - 08) |
| Secondary School District | Thornton Township High School District 205 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,000 Land $1,031 Building $7,969 | $90,000 Land $10,310 Building $79,690 | |
| 2023 | $6,384.00 (+74.66%) | ||
| 2022 | $3,655.00 Homeowner's exemption Senior Citizen's exemption | $4,221 Land $1,031 Building $3,190 | $42,210 Land $10,310 Building $31,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 15042 Winchester Ave in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 24 (1981–2013) |
| Claims Outside the SFHA | 1 of 24 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15042 Winchester Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVEY serves 25,000 people · EPA ID IL0311110 |
|---|---|
| Water Source | Purchased surface water from CHICAGO |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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