15042 Oyster Shell Dr, Milton, DE 19968 Property Records

Sussex County property record for 15042 Oyster Shell Dr, Milton, DE 19968

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,456 sqft · built 2018
Lot Size	0.738 acres (32,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Sep 2019)
Tax Bill	$1,308 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`235-16.00-110.00`

Property Details

APN / Parcel Number

Primary APN	`235-16.00-110.00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,130 sqft (0.738 acres)
Lot Dimensions	170 ft deep x 189 ft wide
Garage Type	Mixed
Garage Area	1,226 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15042 OYSTER SHELL DR
City	MILTON
State	DE
Zip	19968-3795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	OYSTER ROCK LOT 31
Legal Subdivision	OYSTER ROCK
Legal Lot Number	31
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	3
Census Block	3007
Census Tract	50905

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15042 OYSTER SHELL DR, MILTON, DE 19968-3795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
Apr 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE
Nov 15, 2023	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit 1ST COLONIAL CMNTY BK
Sep 24, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage 1ST COLONIAL CMNTY BK
Sep 4, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	201935463
Deed Book / Page	5126 / 20
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	15042 OYSTER SHELL DR, MILTON, DE 19968-3795
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234400031
Date	Sep 12, 2025
Book Page	23440/31
Instrument	2025000034017

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	15042 OYSTER SHELL DR, MILTON, DE 19968-3795
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209390249
Date	Apr 1, 2022
Book Page	20939/249
Instrument	20220000016444

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Nov 15, 2023
Property Address	15042 OYSTER SHELL DR, MILTON, DE 19968-3795
Document Number	0060070180
Book / Page	6007 / 180
Map Reference	MB 79 PG 104
Instrument Date	Sep 27, 2023
Instrument	2023000039818
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15042 OYSTER SHELL DR, MILTON, DE 19968-3795

Mortgage

Document Number	2023000039819
Date	Nov 15, 2023
Instrument	2023000039819

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	15042 OYSTER SHELL DR, MILTON, DE 19968-3795
Document Number	0179540242
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15042 OYSTER SHELL DR MILTON DE 199683795, MILTON, DE 19968-3795

Mortgage

Document Number	0179540242
Date	Nov 19, 2019
Book Page	017954/000242
Instrument	44120

Lender

Name	1ST COLONIAL CMNTY BK
Type	Bank
Address	CHERRY HILL, NJ 08002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 18, 2044

Interest

Rate Type	Adjustable Rate
Rate	5%

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 24, 2019
Property Address	15042 OYSTER SHELL DR, MILTON, DE 19968-3795
Document Number	0051260020
Book / Page	005126 / 000020
Instrument Date	Sep 20, 2019
Instrument	35463
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15042 OYSTER SHELL DR MILTON DE 199683795, MILTON, DE 19968-3795

Mortgage

Document Number	178150168
Date	Sep 24, 2019
Book Page	017815/000168
Instrument	35464

Lender

Name	1ST COLONIAL CMNTY BK
Type	Bank
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2034

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 4, 2018
Property Address	15042 OYSTER SHELL DR, MILTON, DE 19968-3795
Document Number	0049430018
Book / Page	004943 / 000018
Instrument Date	Aug 27, 2018
Instrument	31964
Transaction Type	Transfer
Record Updated	Oct 22, 2018

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9203 CLENDANIEL POND RD LINCOLN DE 199602976, LINCOLN, DE 19960-2976

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,308.00 (-0.38%)	$7,500 (-) Land $7,500	$621,700 (-) Land $141,500 Building $480,200
2025	$1,313.00 (-30.82%)	$7,500 (-) Land $7,500	$621,700 (+706.36%) Land $141,500 Building $480,200
2023	$1,898.00	$7,500 Land $7,500	$77,100 Land $15,000 Building $62,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

15042 Oyster Shell Dr, Milton, DE 19968 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2019: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Oyster Shell Dr

Nearby Streets

Search Property Records by Address or Parcel Number