Charlotte County property record for 15040 Longs Ln, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,813 sqft · built 2024 |
| Lot Size | 0.24 acres (10,483 sqft) |
| Owner | Individual Name on File |
| Last Sale | $801,700 (Oct 2024) |
| Tax Bill | $10,707 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 42-26-21-126-012 |
| Primary APN | 42-26-21-126-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,813 sqft Living Area |
| Gross Area | 3,916 sqft |
| Flooring | Covered |
| Year Built | Built 2024 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,483 sqft (0.24 acres) |
| View / Lot | Water |
| Driveway | Driveway |
| Driveway Area | 970 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 15040 LONGS LN |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | WRS 000 0000 6974 WEBBS RESERVE LOT 6974 3454814 |
| Legal Lot Number | 6974 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
15040 Longs Ln is owned by an individual who bought it in October 2024.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 625 CARVER BLUFFS PKWY, CARVER, MN 55315-9516 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2024 · Amount on File |
| Deed Sale | Oct 2, 2024 · Amount on File |
| Deed Document Number | 3454814 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 2, 2024 |
| Property Address | 15040 LONGS LN, PUNTA GORDA, FL 33982-2700 |
| Document Number | 0003454814 |
| Map Reference | MB 27 PG 8 |
| Instrument Date | Sep 30, 2024 |
| Instrument | 3454814 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,611.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966 |
| Name | Verified Name |
|---|---|
| Address | 625 CARVER BLUFFS PKWY, CARVER, MN 55315-9516 |
| Document Number | 0003454815 |
|---|---|
| Date | Oct 2, 2024 |
| Instrument | 3454815 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
FEMA maps place 15040 Longs Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15040 Longs Ln is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 90% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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