1504 Terrell Forest Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 1504 Terrell Forest Ln, Charlottesville, VA 22903

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 896 sqft · built 1990
Lot Size	14.3 acres (625,522 sqft)
Owner	Individual Name on Record
Tax Bill	$3,851 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10100-00-00-02800`

Property Details

APN / Parcel Number

Primary APN	`10100-00-00-02800`
Alternative APN	`40301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	896 sqft Finished Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Aluminum
Lot Area	625,522 sqft (14.3 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,278 sqft
Deck Area	192 sqft
Storage Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1504 TERRELL FOREST LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-7911
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	4
Census Block	4009
Census Tract	11301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1504 TERRELL FOREST LN, CHARLOTTESVILLE, VA 22903-7911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC
Nov 25, 2019	Trustee's Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS NAT'L BK
Mar 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 26, 2019
Transfer Doc	5148/426
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1504 TERRELL FOREST LN, CHARLOTTESVILLE, VA 22903-7911
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 TERRELL FOREST LN, CHARLOTTESVILLE, VA 22903-7911

Mortgage

Document Number	5593/727
Date	Aug 18, 2021
Book Page	5593/727
Instrument	2021-00014361

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	WAYNESBORO, VA 22980

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	May 13, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1504 TERRELL FOREST LN, CHARLOTTESVILLE, VA 22903-7911
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	BANKERS TITLE/SHENANDOAH, BANKERS TITLE SHENANDOAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5514/250
Date	Apr 6, 2021
Book Page	5514/250
Instrument	2021-00006026

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company
Address	HARRISONBURG, VA 22801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate	3.12%

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 25, 2019
Property Address	1504 TERRELL FOREST LN, CHARLOTTESVILLE, VA 22903-7911
Book / Page	005247 / 000353
Instrument Date	Nov 25, 2019
Instrument	13026
Transaction Type	Construction Loan
Record Updated	Dec 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 TERRELL FOREST LN CHARLOTTESVILLE VA 229037911, CHARLOTTESVILLE, VA 22903-7911

Mortgage

Document Number	0000013026
Date	Nov 25, 2019
Book Page	005247/000353
Instrument	13026

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	HARRISONBURG, VA 22801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 24, 2020

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 26, 2019
Property Address	1504 TERRELL FOREST LN, CHARLOTTESVILLE, VA 22903-7911
Document Number	0000002674
Book / Page	005148 / 000426
Instrument Date	Mar 26, 2019
Instrument	2674
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 TERRELL FOREST LN CHARLOTTESVILLE VA 229037911, CHARLOTTESVILLE, VA 22903-7911

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,851.00 (+19.93%)	$430,800 (+19.93%) Land $224,500 Building $206,300	$430,800 (+19.93%) Land $224,500 Building $206,300
2025	$3,211.00 (+23.45%)	$359,200 (+17.93%) Land $158,000 Building $201,200	$359,200 (+17.93%) Land $158,000 Building $201,200
2023	$2,601.00	$304,600 Land $123,300 Building $181,300	$304,600 Land $123,300 Building $181,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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