Osceola County property record for 1504 Softshell St, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,955 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2020) |
| Tax Bill | $4,054.00 (2024) |
| Primary APN | 31-25-31-0842-0001-4220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,955 sqft Living Area |
| Gross Area | 2,667 sqft Gross Area |
| 1st Floor | 1,955 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 478 sqft Garage |
| Porch Area | 234 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1504 SOFTSHELL ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7514 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 422 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK PH 1B |
| Legal Phase | 1B |
| Legal Tract | 842 |
| Legal Block | 4220 |
| Legal Lot Number | 422 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 43600 |
Source: Osceola County records · APN 31-25-31-0842-0001-4220
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1504 SOFTSHELL ST, SAINT CLOUD, FL 34771-7514 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Apr 01, 2019 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) PINGORA LOAN SVCNG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on Record |
| Deed Sale | Oct 21, 2020 · Amount on Record |
| Prior Sale | Dec 29, 2015 · Amount on Record |
| Deed Doc Number | 2020142235 |
| Deed Book / Page | 5816 / 2383 |
| Last Transfer Date | Jun 20, 2024 |
| Transfer Doc | 0066201676 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 21, 2020 |
| Property Address | 1504 SOFTSHELL ST, SAINT CLOUD, FL 34771-7514 |
| Document Number | 0058162383 |
| Book / Page | 5816 / 2383 |
| Map Reference | MB 19 PG 189-191 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 2020142235 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1504 SOFTSHELL ST, 1504, SAINT CLOUD, FL 34771-7514 |
| Name | Verified Name |
|---|---|
| Address | 1504 SOFTSHELL ST, SAINT CLOUD, FL 34771-7514 |
| Document Number | 0058162385 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 5816/2385 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1504 SOFTSHELL ST, SAINT CLOUD, FL 34771-7514 |
| Document Number | 0055222291 |
| Instrument Date | Apr 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1504 SOFTSHELL ST ST CLOUD FL 347717514, ST CLOUD, FL 34771-7514 |
| Document Number | 0055222291 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 005522/002291 |
| Instrument | 60819 |
| Name | PINGORA LOAN SVCNG |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80202 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,195.00 (+3.48%) | $277,279 (+5.99%) | $347,000 (+0.61%) Land $75,000 Building $272,000 |
| 2024 | $4,054.00 (+2.58%) | ||
| 2023 | $3,952.00 (+3.51%) Homeowner's exemption | $261,617 (+3%) | $344,900 (+14.24%) Land $65,000 Building $279,900 |
| 2022 | $3,818.00 Homeowner's exemption | $253,998 | $301,900 Land $60,000 Building $241,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,136 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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