1504 Scarlet Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 1504 Scarlet Oak Loop, Winter Garden, FL 34787

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,576 sqft · built 2013
Lot Size	0.138 acres (6,020 sqft)
Owner	2 Individual Names on File
Last Sale	$331,000 (Apr 2022)
Tax Bill	$3,871 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-27-8895-00-740`

Property Details

APN / Parcel Number

Primary APN	`28-22-27-8895-00-740`
Alternative APNs	`272228889500740` `125690` `126475` `127858`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,576 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	848 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,020 sqft (0.138 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1504 SCARLET OAK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-6158
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	PUD
Legal Description	VILLAS AT TUCKER OAKS 77/81 LOT 74
Legal Range	27E
Legal Township	22S
Legal Section	28
Legal Subdivision	VILLAS AT TUCKER OAKS
Legal Tract	8895
Legal Lot Number	74
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1044
Census Tract	17200

Owner

1504 Scarlet Oak Loop, a duplex, is owned and occupied by two individuals who bought it in April 2022.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1504 SCARLET OAK LOOP, WINTER GARDEN, FL 34787-6158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Jan 13, 2014 · Amount on File
Deed Document Number	2022216007
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1504 SCARLET OAK LOOP, WINTER GARDEN, FL 34787-6158
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 SCARLET OAK LOOP, OAKLAND, FL 34787-6158

Mortgage

Document Number	0000216008
Date	Apr 4, 2022
Instrument	20220216008

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1504 Scarlet Oak Loop was $3,871, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,640 (+2.7%)	$306,380 (-1.18%) Land $65,000 Building $241,380
2025	$3,871.00 (+5.33%) Homeowner's exemption	$278,130	$310,050 Land $65,000 Building $245,050
2024	$3,675.00 (+3.81%)
2023	$3,540.00 (-3.91%) Homeowner's exemption	$262,419 (+13.73%) Land $65,000 Building $197,419	$262,419 (+13.73%) Land $65,000 Building $197,419
2022	$3,684.00 Homeowner's exemption	$230,739 Land $65,000 Building $165,739	$230,739 Land $65,000 Building $165,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1504 Scarlet Oak Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1504 Scarlet Oak Loop is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20