1504 S 40th St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 1504 S 40th St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1952
Lot Size	0.467 acres (20,333 sqft)
Owner	2 Individual Names on File
Last Sale	$162,503 (Oct 2021)
Tax Bill	$1,598 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
APN	`06-6.0-14-003-001-045.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-14-003-001-045.000`

Interior

Building Area	1,040 sqft Base Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	20,333 sqft (0.467 acres)
Lot Dimensions	211 ft deep x 96 ft wide

Location & Zoning

Street Address	1504 S 40TH ST
City	SAINT JOSEPH
State	MO
Zip	64507-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	14-57-35SWSUB: LOT: BLK:LGL DESC:1 AC IN SW 1/4 BEG 261.81' W & 719' S OF NE COR SW 1/4 W 211.81' S 192' E 211.81' N TO BEG EX S 96' OF SAID TRACT
Legal Range	35W
Legal Township	57N
Legal Section	14
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1025
Census Tract	1700

Owner

1504 S 40th St is owned and occupied by two individuals who bought it in October 2021.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1504 S 40TH ST, SAINT JOSEPH, MO 64507-2322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	Oct 29, 2014 · Amount on File
Deed Document Number	202111117
Deed Book / Page	3768 / 418
Prior Transfer Date	Apr 17, 2021
Prior Transfer Doc	3768/418
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Oct 12, 2021
Property Address	1504 S 40TH ST, SAINT JOSEPH, MO 64507-2322
Document Number	3768/418
Book / Page	3768 / 418
Instrument Date	Apr 17, 2021
Instrument	2021011117
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 S 40TH ST, SAINT JOSEPH, MO 64507-2322

Mortgage

Document Number	2021011118
Date	Oct 12, 2021
Instrument	2021011118

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1504 S 40th St was $1,598, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,598.00 (+0.06%)	$22,290 Land $3,610 Building $18,680	$117,340 Land $19,000 Building $98,340
2024	$1,597.00 (+15.89%)
2023	$1,378.00 (-0.72%)	$20,990 (-) Land $3,610 Building $17,380	$110,470 Land $19,000 Building $91,470
2022	$1,388.00	$20,990 Land $3,610 Building $17,380
2021			$110,470 Land $19,000 Building $91,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1504 S 40th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1504 S 40th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20