1504 Pratt Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 1504 Pratt Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,434 sqft · built 1974
Lot Size	0.583 acres (25,395 sqft)
Owner	2 Individual Names on File
Last Sale	$201,000 (Oct 2020)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`015-220-002-00`

Property Details

APN / Parcel Number

Primary APN	`015-220-002-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,434 sqft Living Area
1st Floor Area	882 sqft
Basement Area	882 sqft
Unfinished Basement	552 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Lot Area	25,395 sqft (0.583 acres)
Lot Width	100 ft Width
Garage Area	529 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1504 PRATT RD
City	METAMORA
State	MI
Zip	48455-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T6N R10E METAMORA ACRES LOT 2.
Legal Subdivision	METAMORA ACRES
Legal Lot Number	2
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	2
Census Block	2018
Census Tract	341500

Owner

1504 Pratt Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1504 PRATT RD, METAMORA, MI 48455-8917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · VA Mortgage MID-AMERICAN MORTGAGE INC
Oct 19, 2020	Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Prior Sale	Oct 19, 2020 · Amount on File
Deed Book / Page	3138 / 578
Prior Transfer Date	Jul 1, 1994
Prior Transfer Doc	0864000716
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1504 PRATT RD, METAMORA, MI 48455-8917
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 PRATT RD, METAMORA, MI 48455-8917

Mortgage

Document Number	0031400329
Date	Oct 23, 2020
Book Page	3140/329

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 19, 2020
Property Address	1504 PRATT RD, METAMORA, MI 48455-8917
Document Number	0031380578
Book / Page	003138 / 000578
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,508.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45124 CHESTNUT CT SHELBY TOWNSHIP MI 483174907, SHELBY TOWNSHIP, MI 48317-4907

Tax Assessment & Valuation

The 2025 property tax bill for 1504 Pratt Rd was $2,072 with a homeowner's exemption, up 4% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,400 (+5.73%)	$228,800 (+5.73%)
2025	$2,072.00 (+3.96%) Homeowner's exemption	$108,200	$216,400
2024	$1,993.00
2023		$95,100	$190,200
2022	$1,804.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1504 Pratt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1504 Pratt Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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