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1504 Overdown Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1504 Overdown Dr, Gulf Breeze, FL 32563 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2025
Square Footage2,519 sqft Living Area
Lot Size14,375 sqft (0.33 acres)
OccupancyOwner Occupied
Last Sale$392,990 (2025)
Tax Bill$697.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-2S-28-0000-00103-0000
Alternative APN
  • S282270000001030000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,519 sqft Living Area
Gross Area3,279 sqft Gross Area
1st Floor2,519 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof MaterialWood Shingle Roof
Lot Area14,375 sqft (0.33 acres)
Depth X Width200 ft x 72 ft Depth x Width
Garage TypeAttached Garage
Garage Area550 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1504 OVERDOWN DR
CityGULF BREEZE
StateFL
Zip32563-9392
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATED FOR 2025* PARCEL A BEING DESCRIBED AS: COM AT SE CORNER OF GOV LOT 1 OF SECTION 27 TOWNSHIP 2 SOUTH RANGE 28 WEST THN N89*570W ON S LOT LN 984.75 FT TO E R/W OVERDOWN DR & POB THN N0*0745 E ON R/W 72 FT THN S89*5215 E 200 FT THN
Legal Range28W
Legal Township2S
Legal Section27
Legal Lot Number1
JurisdictionSANTA ROSA FL
Minor Civil DivisionMIDWAY
Census Blockgroup4
Census Block4007
Census Tract10814

Owner

Source: Santa Rosa County records · APN 27-2S-28-0000-00103-0000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1504 OVERDOWN DR, GULF BREEZE, FL 32563-9392
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
COMMERCIAL BANK
Sep 02, 2025Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
COASTAL LOANS LLC
Jan 07, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2025 · Amount on Record
Deed SaleSep 02, 2025 · Amount on Record
Prior SaleNov 15, 2024 · Amount on Record
Deed Doc Number202540634
Deed Book / Page4653 / 1671
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1504 OVERDOWN DR, GULF BREEZE, FL 32563-9392
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1504 OVERDOWN DR, GULF BREEZE, FL 32563-9392

Mortgage

Document Number0047230457
DateMar 23, 2026
Book Page4723/457
Instrument202614359
Lender
NameCOMMERCIAL BANK
TypeBank
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 02, 2025
Property Address1504 OVERDOWN DR, GULF BREEZE, FL 32563-9392
Document Number0046531671
Book / Page4653 / 1671
Instrument DateAug 29, 2025
Instrument202540634
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 27, 2026
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,751.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address1504 OVERDOWN DR, GULF BREEZE, FL 32563-9392

Mortgage

Document Number0046531674
DateSep 02, 2025
Book Page4653/1674
Instrument202540635
Lender
NameCOASTAL LOANS LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJan 07, 2019
Property AddressGULF BREEZE, FL 32563
Document Number0037950734
Book / Page003795 / 000734
Instrument DateDec 31, 2018
Instrument533
Transaction TypeTransfer
Record UpdatedFeb 27, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address182 COBB RD PANAMA CITY BEACH FL 324132011, PANAMA CITY BEACH, FL 32413-2011

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$697.00 (+170.16%)$58,500 (+192.5%) Land $58,500$58,500 (+192.5%) Land $58,500
2024$258.00 (-7.86%)$20,000 (-) Land $20,000$20,000 (-) Land $20,000
2023$280.00 (-1.06%)$20,000 (-) Land $20,000$20,000 (-) Land $20,000
2022$283.00$20,000$20,000 Land $20,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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