1504 Osage St, Duluth, MN 55811 Property Records

St. Louis County property record for 1504 Osage St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1958
Lot Size	1.81 acres (79,048 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Oct 2020)
Tax Bill	$3,416 (2026)
Deeds & Mortgages	Mar 2019 Line of Credit Nov 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-2240-00730`

Property Details

APN / Parcel Number

Primary APN	`010-2240-00730`
Alternative APN	`1028243`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,176 sqft Gross Area
1st Floor Area	1,176 sqft
Basement Area	588 sqft
Finished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	79,048 sqft (1.81 acres)
Garage Area	572 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	352 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1028243
Street Address	1504 OSAGE ST
City	DULUTH
State	MN
Zip	55811-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 68 AND 69, EXCEPT THE SOUTH 82.00 FEETOF LOT 69. SERIAL #
Legal Subdivision	HOMEWOOD GARDEN TRACTS
Legal Lot Number	68-69
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2000
Census Tract	302

Owner

1504 Osage St is owned and occupied by an individual who bought it in October 2020.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1504 OSAGE ST, DULUTH, MN 55811-1815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2019	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE
Oct 21, 2020	Warranty Deed, Transfer STEWART TITLE
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
Jun 5, 2017	Deed of Trust, Mortgage NORTH SHORE BK/COMMERCE
Apr 12, 2017	Grant Deed, Construction Loan · Construction Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2020 · Amount on File
Deed Sale	Oct 21, 2020 · Amount on File
Prior Sale	Nov 17, 2016
Deed Document Number	20201030810
Prior Transfer Date	Feb 11, 2019
Prior Transfer Doc	0001008862
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1504 OSAGE ST, DULUTH, MN 55811-1815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001008852
Date	Mar 26, 2019
Instrument	1008852

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 5, 2024

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1504 OSAGE ST, DULUTH, MN 55811-1815
Document Number	00T1034700
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 OSAGE ST DULUTH MN 558111815, DULUTH, MN 55811-1815

Mortgage

Document Number	00T1034700
Date	Jan 5, 2021
Instrument	T1034700

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 4, 2026

Interest

Rate Type	Adjustable Rate
Rate	5%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 21, 2020
Property Address	1504 OSAGE ST, DULUTH, MN 55811-1815
Document Number	00T1030810
Instrument Date	Oct 9, 2020
Instrument	T1030810
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1745 W PAGE ST DULUTH MN 558111801, DULUTH, MN 55811-1801

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1504 OSAGE ST, DULUTH, MN 55811-1815
Document Number	00T1030955
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 OSAGE ST DULUTH MN 558111815, DULUTH, MN 55811-1815

Mortgage

Document Number	00T1030955
Date	Oct 23, 2020
Instrument	T1030955

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1504 OSAGE ST, DULUTH, MN 55811-1815
Document Number	000T985829
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 OSAGE ST DULUTH MN 558111815, DULUTH, MN 55811-1815

Mortgage

Document Number	000T985829
Date	Jun 9, 2017
Instrument	T985829

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

April 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 12, 2017
Property Address	1504 OSAGE ST, DULUTH, MN 55811-1815
Document Number	000T983880
Instrument Date	Mar 22, 2017
Instrument	T983880
Transaction Type	Construction Loan
Record Updated	Apr 25, 2017
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 OSAGE ST DULUTH MN 558111815, DULUTH, MN 55811-1815

Mortgage

Document Number	T983881
Date	Apr 12, 2017
Instrument	T983881

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

The 2026 property tax bill for 1504 Osage St was $3,416 with a homeowner's exemption, up 11.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,416.00 (+11.05%) Homeowner's exemption
2025	$3,076.00 (-6.73%) Homeowner's exemption	$281,700 (+14.84%) Land $80,600 Building $201,100	$281,700 (+14.84%) Land $80,600 Building $201,100
2024	$3,298.00	$245,300 Land $66,800 Building $178,500	$245,300 Land $66,800 Building $178,500
2022		$213,400 Land $64,100 Building $149,300	$213,400 Land $64,100 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1504 Osage St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1504 Osage St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

Nearby Properties on Osage St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures