1504 Millenium Dr, Young Harris, GA 30582 Property Records

Towns County property record for 1504 Millenium Dr, Young Harris, GA 30582

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,665 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jul 2026)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0013 038A`

Property Details

APN / Parcel Number

Primary APN	`0013 038A`
Alternative APN	`1972`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,665 sqft Heated Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	77 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1972
Street Address	1504 MILLENIUM DR
City	YOUNG HARRIS
State	GA
Zip	30582-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 RAGAYLE VILLAGE
Legal Subdivision	RAGAYLE VILLAGE
Legal Lot Number	2
Jurisdiction	TOWNS GA
Township / Civil Division	YOUNG HARRIS
Census Block Group	4
Census Block	4020
Census Tract	960100

Owner

Source: Towns County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	723 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2502
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Limited Warranty Deed, Transfer
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Oct 19, 2017	Warranty Deed, Transfer · Stand-Alone Second Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Book / Page	764 / 565
Prior Transfer Date	Jan 9, 2025
Prior Transfer Doc	000738/804
Record Updated	Oct 29, 2026

July 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Jul 15, 2026
Property Address	1504 MILLENIUM DR, YOUNG HARRIS, GA 30582-2240
Document Number	0764000565
Book / Page	764 / 565
Instrument Date	Jul 13, 2026
Transaction Type	Transfer
Record Updated	Aug 24, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 BUGSCUFFLE RD, HIAWASSEE, GA 30546-2502

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNS GA
Property Address	1504 MILLENIUM DR, YOUNG HARRIS, GA 30582-2240
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 MILLENNIUM DR

Mortgage

Document Number	0000000677/0000000222
Date	Jun 14, 2021
Book Page	0000000677/0000000222

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOWNS GA
Recording Date	Oct 19, 2017
Property Address	1504 MILLENIUM DR, YOUNG HARRIS, GA 30582-2240
Document Number	000604/266
Book / Page	604 / 266
Instrument Date	Oct 19, 2017
Instrument	2017-001110
Transaction Type	Transfer
Record Updated	Feb 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 CEDAR BAY RD, JACKSONVILLE, FL 32218-4938

Mortgage

Document Number	000604/268
Date	Oct 19, 2017
Book Page	604/268

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Towns County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Towns County
Unified School District	Towns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,144.00 (+2.33%)	$122,162 (+22.16%) Land $16,000 Building $106,162	$305,404 (+22.16%) Land $40,000 Building $265,404
2023		$100,000 (+23.65%) Land $16,000 Building $84,000	$249,999 (+23.65%) Land $40,000 Building $209,999
2022	$1,118.00	$80,875 Land $12,800 Building $68,075	$202,187 Land $32,000 Building $170,187

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Cable in parts of the area	100 / 20
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: AT&T, Blue Ridge Mountain EMC.

Cell Coverage

5G (outdoors only) and 4G LTE

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