1504 Kit Carson Dr, Gallup, NM 87301 Property Records

McKinley County property record for 1504 Kit Carson Dr, Gallup, NM 87301

Property Summary

Property Type	Single Family Home
Lot Size	0.236 acres (10,289 sqft)
Owner	2 Individual Names on File
Last Sale	$403,029 (Jun 2026)
Tax Bill	$3,343 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-105-087-258-240`

Property Details

APN / Parcel Number

Primary APN	`2-105-087-258-240`
Alternative APN	`R653829`

Exterior

Lot Area	10,289 sqft (0.236 acres)

Location & Zoning

Account Number	R653829
Street Address	1504 KIT CARSON DR
City	GALLUP
State	NM
Zip	87301-5914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 1, WILLIAMS ADDN. DOC 349267 04/26/10 DOC 390686 11/12/19 DOC 402689 12/08/22 CODE #2-105-087-258-240
Legal Subdivision	WILLIAMS ADDN
Legal Block	1
Legal Lot Number	3
Jurisdiction	MCKINLEY NM
Township / Civil Division	GALLUP
Census Block Group	1
Census Block	1001
Census Tract	945501

Owner

1504 Kit Carson Dr is owned by two individuals who bought it in June 2026.

Source: McKinley County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7133 BARTON, SHAWNEE, KS 66203-4382
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO
Nov 12, 2019	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Dec 8, 2022
Deed Document Number	2026414884
Prior Transfer Date	Apr 21, 2010
Prior Transfer Doc	0000349267
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKINLEY NM
Recording Date	Jun 1, 2026
Property Address	1504 KIT CARSON DR, GALLUP, NM 87301-5914
Document Number	0000414884
Instrument Date	Jun 1, 2026
Instrument	2026414884
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FOUR CORNERS ABSTRACT CORPORATION, FOUR CORNERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000414884,
Date	Jun 1, 2026
Instrument	2026414884

Lender

Name	BANK OF COLORADO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKINLEY NM
Recording Date	Nov 12, 2019
Property Address	1504 KIT CARSON DR, GALLUP, NM 87301-5914
Document Number	0000390686
Instrument Date	Nov 6, 2019
Instrument	390686
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	NOT AVAILABLE, DBA GALLUP TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1504 KIT CARSON DR, GALLUP, NM 87301-5914

Mortgage

Document Number	0000390687
Date	Nov 12, 2019
Instrument	390687

Lender

Name	LEGACY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1504 Kit Carson Dr was $3,343, down 5.5% from the year before.

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Municipality	Gallup City
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,166 (+3%) Land $15,676 Building $84,490	$300,499 (+3%) Land $47,029 Building $253,470
2025	$3,343.00 (-5.54%)	$97,249 (+3%) Land $15,593 Building $81,656	$291,747 (+3%) Land $46,780 Building $244,967
2024	$3,539.00 (+2.25%)	$94,416 (+3%) Land $15,593 Building $78,823	$283,250 (+3%) Land $46,780 Building $236,470
2023	$3,461.00 (+75.69%)	$91,666 (+70.81%) Land $15,593 Building $76,073	$275,000 (+70.81%) Land $46,780 Building $228,220
2022	$1,970.00	$53,667 Land $14,177 Building $39,490	$160,999 Land $42,530 Building $118,469

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1504 Kit Carson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1504 Kit Carson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Choice Broadband Fixed Wireless	400 / 80
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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