1504 Grainger Xing, Rutledge, TN 37861 Property Records

Grainger County property record for 1504 Grainger Xing, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,088 sqft · built 2021
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$415,900 (Feb 2022)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029070H B 04500`

Property Details

APN / Parcel Number

Primary APN	`029070H B 04500`
Alternative APN	`070H B 04500`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,088 sqft Living Area
Upper Floors Area	1,120 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1504 GRAINGER XING
City	RUTLEDGE
State	TN
Zip	37861-5689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:21 DIST:07 SUBD:THE POINT AT GRAINGER LANDING MAP REF:070H
Legal Subdivision	THE POINT AT GRAINGER LANDING
Legal Lot Number	21
Jurisdiction	GRAINGER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1003
Census Tract	500302

Owner

1504 Grainger Xing is owned and occupied by an individual who bought it in February 2022.

Source: Grainger County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1504 GRAINGER XING, RUTLEDGE, TN 37861-5689
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2022 · Amount on File
Deed Sale	Feb 3, 2022 · Amount on File
Deed Document Number	22000400
Deed Book / Page	402 / 644
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Feb 3, 2022
Property Address	1504 GRAINGER XING, RUTLEDGE, TN 37861-5689
Document Number	0000000400
Book / Page	402 / 644
Map Reference	MB 344 PG 741
Instrument Date	Jan 28, 2022
Instrument	22000400
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	LAKEWAY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,538.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	451 HARBOR CV, RUTLEDGE, TN 37861-5685

Mortgage

Document Number	0000000401
Date	Feb 3, 2022
Instrument	22000401

Lender

Name	GREAT OAKS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 28, 2037
Change Frequency	3 Years
Min Rate At Change	2.6%
Max Rate At Change	9%
Index	Other
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 1504 Grainger Xing was $1,522.

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,522.00	$64,775 Land $8,100 Building $56,675
2023		$64,775 (-) Land $8,100 Building $56,675
2022	$1,488.00	$64,775 Land $8,100 Building $56,675
2021			$259,100 Land $32,400 Building $226,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1504 Grainger Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1504 Grainger Xing is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAN STATION UTILITY DISTRICT serves 10,748 people · EPA ID TN0000041
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000