1504 E Ficus Way, Gilbert, AZ 85298 Property Records

Maricopa County property record for 1504 E Ficus Way, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,173 sqft · built 2023
Lot Size	0.137 acres (5,967 sqft)
Owner	2 Individual Names on Record
Last Sale	$712,865 (Oct 2023)
Tax Bill	$2,513 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-34-731`

Property Details

APN / Parcel Number

Primary APN	`313-34-731`
Alternative APN	`313347317`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,173 sqft Living Area
Gross Area	3,477 sqft
1st Floor Area	1,585 sqft
2nd Floor Area	1,588 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Combination
Roof Material	Concrete
Lot Area	5,967 sqft (0.137 acres)
Parking Spaces	2 Parking Spaces
Patio Area	74 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1504 E FICUS WAY
City	GILBERT
State	AZ
Zip	85298-0724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	WATERSTON NORTH PHASE 2 MCR 1593-27
Legal Range	6E
Legal Township	2S
Legal Section	17
Legal Subdivision	WATERSTON NORTH PHASE 2
Legal Lot Number	350
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3000
Census Tract	815902

Owner

Source: Maricopa County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1504 E FICUS WAY, GILBERT, AZ 85298-0724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 26, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WESTERN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	2023556008
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 8, 2026
Property Address	1504 E FICUS WAY, GILBERT, AZ 85298-0724
Document Number	0000343105
Instrument Date	May 21, 2026
Instrument	2026343105
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 E FICUS WAY, GILBERT, AZ 85298-0724

Mortgage

Document Number	0000343105,
Date	Jun 8, 2026
Instrument	2026343105

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2041

Interest

Rate	5.58%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1504 E FICUS WAY, GILBERT, AZ 85298-0724
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 E FICUS WAY, GILBERT, AZ 85298-0724

Mortgage

Document Number	0000663207
Date	Nov 17, 2025
Instrument	20250663207

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 26, 2023
Property Address	1504 E FICUS WAY, GILBERT, AZ 85298-0724
Document Number	0000556008
Map Reference	MB 1593 PG 27
Instrument Date	Oct 23, 2023
Instrument	20230556008
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 5, 2024
Title Company	TITLE AND CLOSING SERVICES, TRI POINTE ASSURANCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15279 N SCOTTSDALE RD STE 300, 300, SCOTTSDALE, AZ 85254-2662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1504 E FICUS WAY, GILBERT, AZ 85298-0724

Mortgage

Document Number	0000556009
Date	Oct 26, 2023
Instrument	20230556009

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	4.95%
Max Rate At Change	12.7%
Index	1-Year T-Bill
Max Rate	13.7%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,510 (+102.64%)	$655,100 (-3.66%) Land $131,000 Building $524,100
2025	$2,513.00 (+834.2%)	$32,328 (-46.45%)	$680,000 (+12.64%) Land $136,000 Building $544,000
2024		$60,370 (+388.43%)	$603,700 (+632.65%) Land $120,700 Building $483,000
2023	$269.00 (+3.07%)	$12,360 Land $12,360	$82,400 Land $82,400
2022	$261.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 64% of Arizona
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	1,000 / 1,000
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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