1504 E 650 S, Berne, IN 46711 Property Records

Adams County property record for 1504 E 650 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	5 bd · 3,352 sqft · built 1930
Lot Size	34.6 acres (1,508,004 sqft)
Owner	Individual Name on File
Tax Bill	$3,179 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-11-02-400-002.000-017`

Property Details

APN / Parcel Number

Primary APN	`01-11-02-400-002.000-017`
Alternative APNs	`01507000003000` `01191057752`

Interior

Bedrooms	5 Beds
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,352 sqft Living Area
1st Floor Area	3,352 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	1,508,004 sqft (34.6 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	364 sqft
Lean-To	656 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01191057752
Street Address	1504 E 650 S
City	BERNE
State	IN
Zip	46711-9419
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT W 1650' OF N 1056' SE SEC 2 (34.619A)
Jurisdiction	ADAMS IN
Township / Civil Division	WABASH
Census Block Group	2
Census Block	2003
Census Tract	30700

Owner

Source: Adams County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1506 E 650 S, BERNE, IN 46711-9419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Sep 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK
Oct 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Apr 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance F&M STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1504 E 650 S, BERNE, IN 46711-9419
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 E 650 S, BERNE, IN 46711-9419

Mortgage

Document Number	2025004005
Date	Oct 15, 2025
Instrument	2025004005

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1504 E 650 S, BERNE, IN 46711-9419
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003231
Date	Sep 22, 2023
Instrument	2023003231

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1504 E 650 S, BERNE, IN 46711-9419
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004404
Date	Oct 5, 2022
Instrument	2022004404

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1504 E 650 S, BERNE, IN 46711-9419
Transaction Type	Mortgage
Record Updated	May 13, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020001878
Date	Apr 24, 2020
Instrument	2020001878

Lender

Name	F&M STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2045

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Wabash Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,179.00 (-2.3%) Homeowner's exemption	$306,500 (+11.94%) Land $82,000 Building $224,500	$306,500 (+11.94%) Land $82,000 Building $224,500
2024	$3,254.00 (+2.26%)
2023	$3,182.00 (+11.65%)	$273,800 (+4.94%) Land $75,600 Building $198,200	$273,800 (+4.94%) Land $75,600 Building $198,200
2022	$2,850.00 (+16.47%)	$260,900 Land $64,100 Building $196,800	$260,900 Land $64,100 Building $196,800
2020	$2,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20
Benton Ridge Telephone Company Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 650 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures